Adrian Flux Modified Car Insurance: Comprehensive Review 2023

Adrian Flux Modified Car Insurance: Comprehensive Review 2023

Adrian Flux is a well-known insurance provider in the UK that specializes in modified car insurance. They understand that modified vehicles require a unique type of coverage due to the added risks and challenges that come with aftermarket modifications. In this review, we will explore the different coverage options, pricing, claims process, customer service, and reputation of Adrian Flux.

Key Takeaways

  • Adrian Flux is a specialist provider of modified car insurance.
  • They offer customized coverage options to meet the unique needs of modified car owners.
  • The company is known for its commitment to efficient claims processing and exceptional customer service.
  • Adrian Flux has a reputable history in the insurance industry.

Understanding Modified Car Insurance

Modified car insurance is a type of insurance coverage tailored specifically for vehicles that have been modified or customized in some way from their original factory specifications. These modifications can include alterations to the engine, suspension, exhaust, or bodywork, as well as the installation of aftermarket parts and accessories.

Because modified vehicles are often more valuable than their stock counterparts and may have different driving characteristics and risks, standard car insurance policies may not provide adequate coverage. That's where modified car insurance comes in, providing tailored insurance options that account for the unique risks and needs of modified car owners.

Adrian Flux is a leading provider of modified car insurance, offering a range of coverage options and benefits designed specifically for modified car enthusiasts. Read on to learn more about their offerings and how they can help protect your custom ride.

Coverage Options

Adrian Flux offers a range of coverage options for modified car insurance, tailored to meet the unique needs of each individual driver. Coverage types include liability, collision, and comprehensive, which can be customized to provide the necessary level of protection for your vehicle.

Coverage TypeDescription
LiabilityProtects you from legal and financial responsibility in the event of an accident that causes injury or damage to another person or their property.
CollisionCovers the cost of repairs or replacement for your vehicle if you are in an at-fault accident or collide with another object.
ComprehensiveThe most extensive coverage option, providing protection for your vehicle from a variety of risks including theft, vandalism, fire, and natural disasters.

Adrian Flux also offers specialized coverage for modifications made to your vehicle, including performance upgrades, body kits, and custom paint jobs. This ensures that your modified car is protected and covered at all times.

With Adrian Flux, drivers have the flexibility to choose the coverage options that are appropriate for their specific vehicle and driving habits, ensuring peace of mind and financial security on the road.

Pricing and Discounts

Adrian Flux offers competitive pricing for their modified car insurance policies, taking into account the unique risks and challenges faced by modified car owners. Premiums are calculated based on a variety of factors, including the driver's age, driving history, and the type and extent of modifications made to the vehicle.

Customers may be eligible for discounts and incentives, such as no claims discounts, multi-car discounts, and limited mileage discounts. Additionally, Adrian Flux offers special discounts for members of certain car clubs or associations.

It is important to note that modified car insurance may be more expensive than standard car insurance due to the increased risk and potential for higher repair costs. However, Adrian Flux's policies are tailored to provide comprehensive coverage for modified vehicles at a reasonable price.

Claims Process

Adrian Flux's claims process for modified car insurance is designed to be as straightforward and hassle-free as possible. In the unfortunate event of an accident or damage to your vehicle, the company encourages customers to report the incident as soon as possible to their claims department.

Once a claim has been reported, a dedicated claims handler will be assigned to the case and will guide the customer through the process. The claims handler will liaise with third parties where necessary and keep the customer informed of the progress of their claim every step of the way.

Adrian Flux also provides 24/7 claims reporting, meaning that customers can report an incident at any time of the day or night. In addition, the company offers a range of repair options, including approved repairers and mobile repairs, to help get customers back on the road as quickly as possible.

Customer Service and Support

Adrian Flux takes pride in its customer service and support offerings. The company understands that insurance can be a complicated and stressful topic for many people, and they strive to make the process as smooth and effortless as possible.

Customers can easily access assistance and support through various channels, including phone, email, and live chat. Adrian Flux's website also features an extensive FAQ section that covers many common questions and concerns.

In addition, Adrian Flux provides customers with access to a personal account manager who can assist with any insurance-related queries or issues. This individualized support ensures that customers receive prompt and reliable service tailored to their specific needs.

Additional Benefits and Features

Beyond its comprehensive coverage and tailored options, Adrian Flux also offers several additional benefits and features for modified car owners. These perks can further enhance the value of their insurance policy and provide added peace of mind on the road.

Roadside AssistanceAdrian Flux's policies come with optional breakdown cover, providing roadside assistance for drivers in need. This can include jump-starts, towing, and emergency repairs, ensuring that drivers can quickly and safely get back on the road.
Legal ProtectionIn the event of a legal dispute arising from a car accident, Adrian Flux offers optional legal protection to its customers. This can cover the costs of legal representation and any expenses related to pursuing or defending a claim.
Aftermarket ModificationsUnlike many other insurance providers, Adrian Flux understands that modified car owners often invest significant time and money into customizing their vehicles. That's why it offers specialized coverage for aftermarket modifications, such as engine upgrades, body kits, and performance enhancements.

With these added benefits and features, Adrian Flux's modified car insurance stands out as a comprehensive and value-packed option for drivers who want the best protection for their modified vehicles.

Reputation and Trustworthiness

Adrian Flux has established itself as a reputable and trustworthy insurance provider, particularly in the area of modified car insurance. The company has been in operation since 1974 and has built a reputation for providing tailored coverage that meets the unique needs of its customers.

Adrian Flux has received positive feedback from its customers, with many praising the company for its excellent customer service and efficient claims handling. The insurer has a Trustpilot score of 4.3 out of 5, based on over 15,000 reviews, with many customers highlighting the ease of doing business with Adrian Flux and the helpfulness of its staff.

In addition to its reputation for providing exceptional service, Adrian Flux has also received industry recognition for its expertise in modified car insurance. The company has won several awards, including the "Modified Insurance Provider of the Year" award at the Insurance Choice Awards in 2021.

Overall, Adrian Flux's reputation and trustworthiness make it a top choice for those looking for comprehensive and reliable modified car insurance coverage.

The Future of Modified Car Insurance

The world of modified car insurance is constantly evolving, driven by changing technologies, regulations, and consumer demands. As the market becomes increasingly competitive, insurance providers must adapt to stay ahead and meet the needs of their customers.

One of the most significant trends in the modified car insurance industry is the integration of telematics and other data-driven technologies. Insurers are leveraging these tools to gather more accurate information on driver behaviour and usage patterns, allowing them to offer more tailored and cost-effective coverage options.

Another important development is the growing demand for eco-friendly and sustainable vehicles. As electric and hybrid cars become more mainstream, insurance providers will need to develop coverage options that reflect the unique risks and needs of these vehicles.

Furthermore, the rise of autonomous vehicles is likely to have a significant impact on the insurance industry, particularly in the areas of liability and risk assessment. As driverless technology becomes more prevalent, insurers will need to adapt their policies to account for the shifting responsibilities and liabilities of drivers and manufacturers.

Adrian Flux is well-positioned to meet these challenges and continue providing comprehensive and innovative coverage options for modified car owners. With a commitment to customer satisfaction and a track record of industry recognition, the company is poised to remain a leader in the market for years to come.


After a comprehensive review of Adrian Flux's modified car insurance, it is clear that the company provides tailored coverage options and excellent customer service for those who own and drive modified vehicles. Adrian Flux understands the unique risks and challenges faced by modified car owners and offers coverage options that can be customized to meet their specific needs. This includes liability, collision, and comprehensive coverage, as well as perks such as legal protection and specialized coverage for aftermarket modifications. The company's pricing structure is competitive, with various discounts and incentives available to customers. Adrian Flux also provides efficient and straightforward claims service, ensuring prompt resolution in the event of an accident or damage to the vehicle. In terms of reputation and trustworthiness, Adrian Flux has built a solid foundation in the insurance industry. The company has received numerous industry awards, and its customer testimonials attest to its commitment to providing exceptional service. When compared with competitors, Adrian Flux stands out for its specialized coverage and customizable options, making it an ideal choice for modified car owners. Looking to the future, Adrian Flux is well-positioned to adapt and stay ahead in the modified car insurance industry, with a focus on emerging technologies and changing regulations. Overall, for those seeking quality and tailored coverage for their modified vehicles, Adrian Flux is a reliable and trusted insurance provider.


Q: What is modified car insurance?

A: Modified car insurance is specifically designed for vehicles that have been modified or customized from their original factory specifications. It provides coverage for the unique risks and challenges faced by modified car owners.

Q: Why do I need modified car insurance?

A: Standard car insurance policies may not adequately cover the modifications made to your vehicle, leaving you financially vulnerable in the event of an accident or damage. Modified car insurance ensures that you have the proper coverage for your customized vehicle.

Q: What types of coverage are available for modified car insurance?

A: Adrian Flux offers various coverage options for modified car insurance, including liability, collision, and comprehensive coverage. These can be tailored to meet your specific needs and provide protection against accidents, theft, and other risks.

Q: How are premiums calculated for modified car insurance?

A: The cost of premiums for modified car insurance depends on several factors, including the value and type of modifications, the driver's age and experience, the location where the vehicle is primarily kept, and the driver's claims history. Adrian Flux takes these factors into account when calculating premiums.

Q: How can I file a claim for my modified car insurance?

A: In the event of an accident or damage to your modified vehicle, you can file a claim with Adrian Flux by contacting their claims department. They are committed to providing prompt and efficient claims service to ensure that you receive the necessary support and assistance.

Q: How can I contact Adrian Flux for customer service and support?

A: Adrian Flux offers exceptional customer service and support. You can contact them through their website, by phone, or via email to inquire about your policy, make changes, or seek assistance with any insurance-related matters.

Q: Does Adrian Flux offer any additional benefits or features with their modified car insurance?

A: Yes, Adrian Flux provides additional benefits and features to enhance their modified car insurance policies. These may include roadside assistance, legal protection, and specialized coverage for aftermarket modifications.

Q: How reputable and trustworthy is Adrian Flux as an insurance provider?

A: Adrian Flux has built a strong reputation in the insurance industry, particularly as a specialist in modified car insurance. They have received positive customer testimonials, high ratings, and industry recognition, making them a reliable and trustworthy choice for coverage.

Q: How does Adrian Flux's modified car insurance compare to other providers?

A: Adrian Flux stands out from competitors in terms of their tailored coverage options, comprehensive policies, and exceptional customer service. They are known for their expertise in insuring modified vehicles and have consistently satisfied customers with their offerings.

Q: What is the future of modified car insurance?

A: The modified car insurance industry is constantly evolving, driven by changing technologies and regulations. Adrian Flux is dedicated to keeping up with these developments and adapting their policies to meet the needs of modified car owners, ensuring they remain a leading provider in the market.