Best Insurance for Modified Cars UK

Best Insurance for Modified Cars UK

Modified car enthusiasts in the UK understand the challenges of finding the right insurance coverage for their prized vehicles. With unique modifications and alterations, standard car insurance policies often fall short in providing adequate protection. That's where specialized modified car insurance comes into play. These policies are tailored to cater to the specific needs of modified car owners, ensuring that their investments are adequately covered. In this blog post, we will explore some of the best insurance options available in the UK for modified cars. From comprehensive coverage for performance modifications to coverage for cosmetic alterations, these insurance providers offer a range of benefits and options to suit the needs of every modified car owner. Let's dive in and find the best insurance for your modified car.

Modified Car Insurance - Brentacre Insurance

When it comes to insuring your beloved modified car, Brentacre Insurance is a name that stands out in the market. Their modified car insurance policies are specifically designed to cater to the unique needs of modified car owners. With a comprehensive coverage offering that includes both mechanical and cosmetic modifications, Brentacre Insurance ensures that your prized possession is adequately protected.

One of the standout features of Brentacre Insurance is their ability to provide coverage for a wide range of modifications. From alloys and wind deflectors to air-ride and roll cages, they understand the diverse needs of modified car enthusiasts. No matter how extensive your modifications are, Brentacre Insurance has got you covered.

What sets Brentacre Insurance apart from other providers is their willingness to offer coverage for various types of modified vehicles. Whether you own a classic car, custom car, hot rod, imported car, Japanese import, modern classic, modified van, performance car, or even a campervan, they have a policy tailored to suit your needs. This versatility makes them a go-to choice for all types of modified vehicle owners.

Not only do they cover a wide range of modifications and vehicle types, but Brentacre Insurance also offers additional benefits that enhance the overall value of their policies. They provide key cover, ensuring that you are protected in case of lost or stolen keys. They also offer limited mileage discounts for show cars, acknowledging that these vehicles are often driven sparingly. Additionally, they provide agreed values, so you can rest assured that your modified car is insured for its true worth.

Brentacre Insurance understands that modified car enthusiasts often engage in track days or have vehicles that are declared off-road (SORN). To accommodate these unique situations, they offer track day insurance and SORN insurance options, giving you the flexibility you need without compromising on coverage.

In terms of pricing, Brentacre Insurance takes into account factors such as power, value, and driver information to calculate premiums. While prices may vary depending on individual circumstances, their commitment to providing competitive rates ensures that you get the best value for your money.

To conclude, if you're a modified car owner in the UK, Brentacre Insurance is a company worth considering for your insurance needs. With their extensive coverage for various modifications, wide range of vehicle types, and additional benefits, they offer a comprehensive package that provides peace of mind. So why wait? Visit Brentacre Insurance today and protect your modified car with the best in the business.

Modified Car Insurance - Adrian Flux

If you're in search of specialized insurance coverage for your modified car, look no further than Adrian Flux. As a specialist modified car insurance broker, they understand the unique needs and requirements of modified car owners. With their Modified Car Insurance policy, Adrian Flux provides comprehensive coverage for cars that have been modified from their original factory specifications.

One of the standout features of Adrian Flux's Modified Car Insurance is their ability to offer agreed value policies. This means that in the event of a total loss or theft, you will be compensated based on the agreed value of your modified car. This is particularly important for modified car owners, as the value of their vehicles often exceeds the market value due to the customizations and modifications they have made.

Adrian Flux prides itself on insuring "uninsurable" modified cars. This means that even if your car has extensive modifications that other insurance providers might be hesitant to cover, Adrian Flux will work with you to create a tailored policy that suits your needs. This level of flexibility and understanding sets them apart from many other insurance providers in the market.

When it comes to the range of modifications covered, Adrian Flux does not disappoint. From performance enhancements to cosmetic alterations, their Modified Car Insurance policy provides coverage for a wide range of modifications. Whether you've added a turbocharger, modified the exhaust system, installed a body kit, or made changes to the interior, Adrian Flux has got you covered.

In addition to their comprehensive coverage for modifications, Adrian Flux offers optional extras to further enhance your policy. These extras include coverage for track day use, European breakdown cover, and legal protection. This level of customization ensures that you can tailor your policy to fit your specific needs and requirements.

Adrian Flux also understands that modified car owners may not drive their vehicles as frequently as standard car owners. To accommodate this, they offer discounts for limited mileage policies. This means that if you only use your modified car for occasional drives or special occasions, you can benefit from lower premiums.

Furthermore, Adrian Flux recognizes the importance of car communities and clubs. As a member of a car club, you may be eligible for additional discounts on your Modified Car Insurance policy. This not only saves you money but also allows you to connect with like-minded individuals who share your passion for modified cars.

In conclusion, if you own a modified car and are looking for specialized insurance coverage, Adrian Flux's Modified Car Insurance is a top choice. With their emphasis on agreed value policies, coverage for a wide range of modifications, and optional extras to enhance your policy, they provide comprehensive protection for your prized possession. Don't hesitate to visit Adrian Flux and discover the insurance solution that caters to your modified car needs.

Modified Car Insurance - Greenlight Insurance

When it comes to insuring your modified vehicle, Greenlight Insurance is a name that has been trusted by modified car enthusiasts since 1996. Their Modified Car Insurance policy is specifically designed to provide comprehensive coverage for vehicles that have been modified or upgraded from their original specifications.

One of the key features of Greenlight Insurance's Modified Car Insurance is its coverage for both performance and non-performance modifications. Whether you've added a turbocharger, modified the suspension, or installed upgraded brakes, Greenlight Insurance understands the unique needs of modified car owners and ensures that these modifications are adequately covered.

In the unfortunate event of a claim, Greenlight Insurance goes above and beyond by offering like-for-like replacement of modified parts. This means that if your modified parts are damaged or stolen, they will be replaced with equivalent parts to maintain the integrity and performance of your vehicle. This level of attention to detail sets Greenlight Insurance apart from many other insurance providers.

Aside from their comprehensive coverage for modifications, Greenlight Insurance offers a range of additional benefits to enhance your policy. These benefits include a courtesy car, ensuring that you have a replacement vehicle while yours is being repaired. Windscreen cover protects you in case of damage or breakage to your windscreen. Audio cover provides coverage for your aftermarket audio equipment. Car club discounts are available for members of recognized car clubs, rewarding your passion for modified cars. Limited mileage discounts recognize that modified cars are often driven less frequently than standard vehicles. Legal cover provides legal assistance and protection in case of any disputes or claims. Lastly, for those who love the thrill of track days, Greenlight Insurance offers optional track day cover to provide protection while you enjoy your modified car on the track.

Greenlight Insurance understands the unique needs and requirements of modified car owners. Their Modified Car Insurance policy is tailored to provide the coverage and benefits that matter most to modified car enthusiasts. With their extensive experience in insuring modified vehicles and their dedication to customer satisfaction, Greenlight Insurance is a reliable option for insuring your prized possession.

To conclude, if you own a modified car and are looking for specialized insurance coverage, Greenlight Insurance's Modified Car Insurance is a top choice. With coverage for both performance and non-performance modifications, like-for-like replacement of modified parts, and a range of additional benefits, they provide comprehensive protection for your modified vehicle. Don't hesitate to visit Greenlight Insurance and discover the insurance solution that caters to your modified car needs.

Modified Car Insurance - Performance Direct

When it comes to insuring your modified car, Performance Direct is a leading specialist insurance broker in the UK that you can rely on. With their expertise and years of experience in the industry, they understand the unique needs of modified car owners and offer tailored insurance policies to meet those needs.

Performance Direct's Modified Car Insurance is specifically designed to provide comprehensive coverage for modified vehicles. Whether you have made minor modifications or extensive alterations to your car, Performance Direct can help you find the right insurance policy that suits your requirements.

One of the standout features of Performance Direct's Modified Car Insurance is the range of benefits they offer. These benefits are designed to enhance your policy and provide additional peace of mind. With a courtesy car, you can rest assured that you will have a replacement vehicle while yours is being repaired. Personal effects cover protects your personal belongings that are inside the car. Medical expenses coverage ensures that you are covered in case of any injuries sustained during an accident. Foreign use cover allows you to drive your modified car abroad without any worries. Windscreen cover offers protection in case of any damage to your windscreen. Protected no claims bonus allows you to maintain your no claims discount even if you have to make a claim. Legal expenses coverage provides assistance in case of any legal disputes. Lastly, breakdown cover ensures that you are covered for any roadside assistance or recovery in case of a breakdown.

Performance Direct understands that modified car owners come from various backgrounds, including young drivers and those with convictions on their record. That's why they offer specialized insurance policies for young drivers and convicted drivers, recognizing that everyone deserves access to appropriate coverage.

With their commitment to providing the best value policies, Performance Direct ensures that you get comprehensive coverage at a competitive price. They work closely with their panel of trusted insurers to find the right policy that meets your specific needs and budget.

In conclusion, if you own a modified car and are looking for specialized insurance coverage, Performance Direct's Modified Car Insurance is a reliable choice. With their range of benefits, including a courtesy car, personal effects cover, medical expenses coverage, and more, they provide comprehensive protection for your modified vehicle. Don't hesitate to visit Performance Direct and discover the insurance solution that caters to your modified car needs.

Modified Car Insurance - Keith Michaels

When it comes to insuring your modified car, Keith Michaels is a trusted name that has been providing specialized insurance for over 30 years. Their Modified Car Insurance policy is designed to cater to the unique needs of modified car owners, offering comprehensive coverage for cars that have undergone modifications.

Keith Michaels understands that modified cars require specific coverage to protect the modifications made to the vehicle. Their Modified Car Insurance policy offers the same level of cover as standard policies but includes additional protection for the modifications. This ensures that your investment in modifications is adequately covered in the event of an accident or claim, giving you peace of mind.

One of the standout features of Keith Michaels' Modified Car Insurance is their flexibility when it comes to covering various types of modifications. Whether you have made bodywork modifications, engine modifications, handling modifications, visual modifications, or any other type of alteration, Keith Michaels has got you covered. Their policy is tailored to meet the unique requirements of modified car owners, ensuring that all aspects of your modifications are protected.

In addition to their comprehensive coverage for modifications, Keith Michaels offers options for like-for-like replacement of modified parts after a claim. This means that if your modified parts are damaged or stolen, they will be replaced with equivalent parts to maintain the integrity and performance of your modified car. This level of attention to detail and commitment to providing the best coverage sets Keith Michaels apart from many other insurance providers.

Keith Michaels understands that modified car owners are often looking for affordable insurance options. With their years of experience and specific insurance schemes in place for modified cars, they are able to offer cheap modified car insurance policies without compromising on coverage. This ensures that you get the protection you need at a price that fits your budget.

In conclusion, if you own a modified car and are in need of specialized insurance coverage, Keith Michaels' Modified Car Insurance is a reliable choice. With their comprehensive coverage for modifications, options for like-for-like replacement of modified parts, and affordable insurance policies, they provide the necessary protection for your modified vehicle. Don't hesitate to visit Keith Michaels and discover the insurance solution that caters to your modified car needs.

In conclusion, finding the right insurance coverage for your modified car in the UK can be a daunting task. However, with the options provided in this top list, you can rest assured that you will find a policy that caters to your specific needs. From comprehensive coverage for mechanical and cosmetic modifications to additional benefits like key cover, limited mileage discounts, and agreed values, these insurance providers understand the unique requirements of modified car owners. Whether you choose Brentacre Insurance, Adrian Flux, Greenlight Insurance, Performance Direct, or Keith Michaels, you can trust that your prized modified car will be adequately protected. Don't hesitate to explore their websites and discover the insurance solution that suits your modified car needs.