When it comes to modified cars, finding the right insurance coverage can be a challenge. With unique modifications that enhance performance or give the vehicle a distinct look, standard insurance policies may not provide adequate coverage. That's where modified car insurance comes in. In this blog post, we will explore the best modified car insurance options available in the UK. These specialized insurance policies are designed to protect your pride and joy, offering coverage for both performance and cosmetic modifications. Whether you're a car enthusiast or simply want to ensure your modified vehicle is properly protected, these insurance providers have got you covered. Let's dive in and discover the top options for modified car insurance in the UK.

Modified Car Insurance by Adrian Flux

Adrian Flux is a well-known name in the world of modified car insurance. With over four decades of experience in insuring modified vehicles, they have established themselves as a specialist insurance broker for the "uninsurable." Their dedication to providing tailored coverage for modified cars sets them apart from standard insurance providers.

One of the standout features of Adrian Flux's modified car insurance is their offering of agreed value policies. This means that in the event of a total loss or theft, you will receive a payout based on the agreed value of your vehicle, taking into account the modifications you have made. This ensures that you are adequately compensated for the time, effort, and money you have invested in customizing your car.

Getting a quote from Adrian Flux is quick and easy. Their online quote process is user-friendly and allows you to input details about your modified vehicle and the specific modifications you have made. This ensures that your quote is accurately tailored to your unique car and its modifications.

In addition to their comprehensive coverage, Adrian Flux also provides optional extras to further enhance your insurance policy. These extras include breakdown cover, legal expenses cover, and key cover, among others. You have the flexibility to customize your policy to suit your specific needs and budget.

Another advantage of choosing Adrian Flux for your modified car insurance is their range of discounts. They offer discounted premiums for limited mileage policies, allowing you to save money if you do not use your modified car as your daily driver. They also provide discounts for car club members, recognizing the sense of community and responsible ownership that often comes with being a part of a car club.

Overall, Adrian Flux's modified car insurance is a top choice for those seeking specialized coverage for their modified vehicles. With their extensive experience in insuring modified cars, their commitment to providing agreed value policies, quick quotes, and optional extras, as well as their range of discounts, they have proven themselves as a reliable and trusted insurance provider in the UK.

To learn more about Adrian Flux's modified car insurance and to get a quote, visit their website.

Modified Car Insurance by Brentacre Insurance Services Ltd

If you're a proud owner of a modified car in the UK, Brentacre Insurance Services Ltd offers a specialized insurance policy that caters to your unique needs. With coverage available for all makes and models of modified cars, they understand the importance of protecting your prized possession.

One of the key features of Brentacre's Modified Car Insurance is their tailored approach to premiums. Rather than using generic criteria, they calculate premiums based on factors such as the power, value, and the drivers of the vehicle. This personalized approach ensures that you receive a fair premium that accurately reflects the specific characteristics of your modified car.

Brentacre's Modified Car Insurance covers a wide range of both cosmetic and mechanical modifications. From alloys and wind deflectors to air-ride systems and roll cages, you can rest assured that your modifications are covered under their policy. They understand that the modifications you make to your car are an integral part of its identity, and they are committed to providing comprehensive coverage for all aspects of your modified vehicle.

In addition to their coverage for modifications, Brentacre's Modified Car Insurance also offers a range of benefits. These include key cover, protecting you in the event of lost or stolen keys, as well as limited mileage discounts for show cars. These discounts recognize that show cars are often driven sparingly and are primarily used for events and exhibitions. Furthermore, Brentacre offers agreed values, ensuring that you are adequately compensated in the event of a total loss or theft.

Brentacre Insurance Services Ltd is a family-owned and run business, and their personal touch is evident in their approach to modified car insurance. With a focus on specialized and performance vehicle insurance, they have built a reputation for understanding the unique needs of modified car owners. Their commitment to customer satisfaction and personalized service sets them apart from standard insurance providers.

To learn more about Brentacre's Modified Car Insurance and to get a quote, visit their website. Protect your modified car with the expertise and personal touch that Brentacre Insurance Services Ltd has to offer.

Modified Car Insurance by Greenlight Insurance

When it comes to insuring your beloved modified car, Greenlight Insurance understands the specific needs and requirements of modified car owners. Their Modified Car Insurance offers coverage for a wide range of modifications, both performance and non-performance, ensuring that your unique vehicle is properly protected.

One of the standout features of Greenlight Insurance's Modified Car Insurance is their commitment to providing like-for-like replacement of modified parts in the event of a claim. This means that if any of your modified parts are damaged or need replacing, Greenlight Insurance will ensure that you receive the same or equivalent parts, preserving the integrity and performance of your modified car.

In addition to the like-for-like replacement, Greenlight Insurance's Modified Car Insurance offers a range of benefits to enhance your coverage. These benefits include a courtesy car, ensuring that you have a temporary replacement vehicle while yours is being repaired. They also provide windscreen cover, audio cover, and legal cover, offering comprehensive protection for your modified car.

Greenlight Insurance recognizes that the modifications you make to your car are not just cosmetic enhancements but can also have an impact on its performance. That's why they offer tailored premiums and terms that are fair and proportionate to the impact of the modifications on the vehicle. This ensures that you receive a policy that accurately reflects the modifications you have made to your car, providing you with the coverage you need at a reasonable cost.

With their expertise in modified car insurance and their understanding of the unique needs of modified car owners, Greenlight Insurance is a trusted choice for insuring your modified vehicle. Their commitment to providing comprehensive coverage, like-for-like replacement of modified parts, and a range of beneficial extras sets them apart as a reliable insurance provider.

To learn more about Greenlight Insurance's Modified Car Insurance and to get a quote, visit their website. Protect your modified car with insurance that understands and appreciates the modifications you have made.

Modified Car Insurance by Performance Direct

If you're a modified car owner in the UK, Performance Direct is your go-to insurance broker for the best value policies. With their years of experience in insuring modified cars, they understand the unique needs and requirements of these vehicles, ensuring that you receive the right insurance coverage at an affordable price.

One of the standout features of Performance Direct's Modified Car Insurance is their ability to save money for modified car owners. Whether you're a young driver, a convicted driver, or have made extensive modifications to your car, Performance Direct can provide you with the insurance coverage you need without breaking the bank. They have developed relationships with a wide range of insurers, allowing them to find the best deals and pass the savings onto you.

In addition to their competitive pricing, Performance Direct offers a range of benefits and optional extras to enhance your insurance policy. These include a courtesy car, providing you with a temporary replacement vehicle while yours is being repaired. They also offer personal effects coverage, protecting your personal belongings inside the car in the event of theft or damage. Medical expenses coverage, foreign use coverage, windscreen cover, protected no claims bonus, legal expenses coverage, and breakdown cover are also available, ensuring that you have comprehensive protection for your modified car.

Performance Direct's commitment to providing tailored coverage for modified car owners is evident in their expertise and range of services. Whether you have made subtle cosmetic modifications or extensive performance upgrades, they have the knowledge to provide you with the right insurance coverage for your specific needs.

If you're looking for modified car insurance in the UK, Performance Direct should be your first choice. With their focus on saving money for modified car owners, their range of benefits and optional extras, and their understanding of the unique needs of these vehicles, they have established themselves as a trusted and reliable insurance broker in the industry.

To learn more about Performance Direct's Modified Car Insurance and to get a quote, visit their website. Protect your modified car with insurance that offers the best value and coverage for your unique vehicle.

Modified Car Insurance by Keith Michaels

If you're a proud owner of a modified vehicle, Keith Michaels is the insurance provider you can rely on for specialized coverage. With their specific insurance schemes tailored for a wide range of modifications, they understand the unique requirements of modified cars and offer comprehensive protection for your prized possession.

One of the standout features of Keith Michaels' Modified Car Insurance is their team of brokers who are fellow enthusiasts. They share the same passion for modified cars and understand the time, effort, and love that goes into customizing a vehicle. This firsthand knowledge enables them to provide personalized and knowledgeable service, ensuring that you receive the right insurance coverage for your modified car.

Keith Michaels' Modified Car Insurance covers a wide range of modifications, from suspension upgrades to complete vehicle overhauls. They recognize that modifications can enhance both the performance and aesthetics of your car, and their policies are designed to provide coverage for these enhancements. Whether you've added a turbocharger, installed a body kit, or upgraded your sound system, they have you covered.

With a modified car insurance policy from Keith Michaels, you can have peace of mind knowing that your vehicle is protected. They offer premiums at the right price, considering the modifications you have made while ensuring that you receive adequate coverage. Their goal is to provide you with a policy that offers the best value and protection for your modified car.

If you're looking for an insurance provider that truly understands and appreciates the world of modified cars, Keith Michaels is the right choice. Their specialized coverage, knowledgeable team of brokers, and commitment to offering premiums at the right price make them a trusted name in the industry.

To learn more about Keith Michaels' Modified Car Insurance and to get a quote, visit their website. Protect your modified car with insurance that is tailored to your unique needs and requirements.

Modified Car Insurance by Safely Insured

When it comes to insuring your beloved modified car, Safely Insured is a trusted provider of specialized insurance policies. Their Modified Car Insurance is specifically designed to cater to the unique needs of cars that have been altered from their factory standard.

Safely Insured understands the challenges and risks associated with modified cars, including the increased value, theft risk, and the difficulty in finding replacement parts. That's why their insurance policies are tailored to address these specific concerns, providing you with comprehensive coverage and peace of mind.

One of the standout features of Safely Insured's Modified Car Insurance is their expert knowledge of car modifications. They understand the intricacies of various modifications, ranging from alloy wheels and spoilers to engine conversions. This expertise enables them to accurately assess the risks associated with these modifications and offer insurance coverage that is tailored to your specific vehicle.

In addition to their specialized coverage, Safely Insured also offers various discounts and additional coverage options for modified cars. These discounts can help you save money on your premiums, while the additional coverage options allow you to enhance your policy to suit your individual needs.

When it comes to protecting your modified car, Safely Insured is a reliable choice. Their understanding of car modifications, expertise in assessing associated risks, and dedication to providing comprehensive coverage make them a trusted insurance provider in the market.

To learn more about Safely Insured's Modified Car Insurance and to get a quote, visit their website. Safeguard your modified car with insurance that understands and addresses the unique challenges and risks posed by modifications.

Modified Car Insurance by Sterling Insurance

If you own a modified car and are in need of reliable insurance coverage, look no further than Sterling Insurance. Their Modified Car Insurance policy is specifically designed to provide comprehensive coverage for vehicles that have been updated from the factory standard, whether for performance enhancements or to achieve a unique look.

One of the notable features of Sterling Insurance's Modified Car Insurance is its coverage for both performance-enhancing and cosmetic modifications. This means that whether you've added a turbocharger, modified the suspension, or enhanced the exterior with body kits or alloy wheels, your modifications will be protected under their policy.

Sterling Insurance goes the extra mile by offering additional benefits to their policyholders. They provide free cover for cosmetic modifications valued up to £1,500, ensuring that the investment you've made in customizing your vehicle is safeguarded. Furthermore, their policy includes European cover for up to 30, 60, or 90 days, allowing you to take your modified car on adventures across the continent. Legal protection up to £100,000 is also included, providing you with peace of mind in case of any legal disputes.

Additionally, Sterling Insurance offers optional extras to further enhance your coverage. These extras include breakdown cover, ensuring that you have assistance in case of any roadside emergencies.

With prices starting from £225 per year, Sterling Insurance's Modified Car Insurance offers competitive pricing for the level of coverage and benefits provided. Whether you're a car enthusiast seeking performance enhancements or simply want to give your vehicle a unique look, their policy is tailored to meet your needs.

To learn more about Sterling Insurance's Modified Car Insurance and to get a quote, visit their website. Protect your modified car with an insurance policy that understands and appreciates the value of your customizations.

Modified and Custom Vehicle Insurance by A-Plan Insurance

If you're a proud owner of a modified or custom vehicle, A-Plan Insurance offers a specialized insurance policy that caters specifically to your needs. Their Modified and Custom Vehicle Insurance is designed to provide comprehensive coverage for cars that have been modified since leaving the factory.

One of the key features of A-Plan Insurance's Modified and Custom Vehicle Insurance is their understanding of the technical aspects of vehicle modifications. Their team of experts comprehends the intricacies and unique requirements of modified cars, ensuring that you receive a policy that truly reflects the modifications you have made to your vehicle.

A-Plan Insurance's Modified and Custom Vehicle Insurance covers not only the standard risks associated with driving but also provides coverage for the modifications that have been made to your car. This ensures that both you and your vehicle are adequately protected.

The policy includes a range of features to enhance your coverage and provide added benefits. These features may include limited mileage discounts, allowing you to save money on your premiums if your modified car is not used for regular commuting. Agreed value coverage ensures that you receive a fair payout in the event of a total loss, taking into account the modifications that have increased the value of your vehicle. A-Plan Insurance also offers track day cover, providing protection while you enjoy thrilling experiences on the track. Additionally, their policy may include UK & European breakdown cover, offering peace of mind during your journeys.

A-Plan Insurance understands that each modified or custom vehicle is unique, and their Modified and Custom Vehicle Insurance is tailored to individual requirements. They strive to provide competitive premiums for modified vehicles, ensuring that you receive comprehensive coverage at a reasonable cost.

To learn more about A-Plan Insurance's Modified and Custom Vehicle Insurance and to get a quote, visit their website. Protect your modified or custom vehicle with insurance that understands and appreciates the technical aspects of your modifications.

Modified Car Insurance by Lancaster Insurance Services

Lancaster Insurance Services understands the unique challenges and risks associated with owning a modified car. Their Modified Car Insurance is specifically designed to provide comprehensive coverage for vehicles that have been altered from their original factory specifications.

One of the standout features of Lancaster Insurance Services' Modified Car Insurance is their recognition of the increased risks faced by modified car owners. With modifications often making these vehicles more desirable to thieves, the likelihood of theft can be higher. Additionally, the custom parts used in modifications can result in higher repair costs. Lancaster Insurance Services takes these factors into consideration and offers a policy that provides protection for the unique features and enhancements made to your vehicle.

In the event of an accident or theft, Lancaster Insurance Services ensures that the owner is not left out of pocket. They offer optional benefits such as accidental damage cover, which provides financial protection if your modified car is damaged in an accident. Additionally, breakdown recovery is available, providing peace of mind on your journeys. They also offer an agreed value option, allowing you to agree upon a set value for your modified car, ensuring that you receive fair compensation in the event of a total loss.

Lancaster Insurance Services works with a panel of specialist insurers in the modified car market. This allows them to save customers time and money by providing quotes from various insurance providers, ensuring that you receive the best coverage at a competitive price.

To learn more about Lancaster Insurance Services' Modified Car Insurance and to get a quote, visit their website. Protect your modified car with insurance that understands the unique risks and challenges associated with modifications.

Modified Car Insurance by Chris Knott Insurance

When it comes to insuring your modified car, Chris Knott Insurance offers a specialized insurance policy that caters to the unique needs of modified vehicles. Their Modified Car Insurance provides the same comprehensive coverage as regular insurance policies while ensuring that the extra modifications you've invested time and money into are properly covered.

One of the standout features of Chris Knott Insurance's Modified Car Insurance is their highly competitive premiums. They understand the passion and dedication that goes into modifying a car, and their goal is to provide affordable coverage for your customized vehicle. With their focus on offering competitive premiums, you can protect your modified car without breaking the bank.

Chris Knott Insurance takes pride in their knowledgeable and experienced team who understand car modifications. They have the expertise to assess the risks associated with modified vehicles and provide tailored coverage that addresses your specific needs. Whether you've made cosmetic enhancements or performance upgrades, their team is equipped to handle your insurance requirements.

In addition to their expertise, Chris Knott Insurance offers a choice of policies and insurers. This allows you to select the coverage that best suits your needs and preferences. They also provide exclusive discounts for car club and forum members, recognizing the sense of community that often comes with owning a modified car. Furthermore, they offer the option to use your preferred local repairer, ensuring that any repairs or maintenance are carried out by trusted professionals.

To learn more about Chris Knott Insurance's Modified Car Insurance and to get a quote, visit their website. Protect your modified car with insurance that understands the unique needs of modified vehicles and provides competitive premiums.

In conclusion, finding the right insurance coverage for your modified car is essential to protect your investment and ensure peace of mind. The top list of modified car insurance providers in the UK offers specialized policies that cater to the unique needs of modified vehicles. From Adrian Flux's extensive experience in insuring modified cars to Brentacre Insurance Services Ltd's personalized approach to premiums, these providers understand the intricacies of modifications and offer comprehensive coverage. Greenlight Insurance's like-for-like replacement of modified parts and Performance Direct's ability to save money for modified car owners are standout features. Keith Michaels' team of fellow enthusiasts and Safely Insured's expert knowledge of modifications provide added reassurance. Sterling Insurance's coverage for both performance and cosmetic modifications, A-Plan Insurance's tailored policies, Lancaster Insurance Services' recognition of increased risks, and Chris Knott Insurance's competitive premiums complete the list. With these top providers, you can ensure that your modified car is properly protected and enjoy the benefits of specialized coverage.