Chris Knott Modified Car Insurance Review: Insights

SELL MY MODIFIED CAR

Sep 10, 2023 • 11 min read

Chris Knott Insurance, a UK-based insurance company, has received positive reviews from customers who have used their modified car insurance services. As a result, many car enthusiasts in the UK recommend Chris Knott Insurance for its excellent customer service and competitive premiums.

Key Takeaways:

Chris Knott Insurance is a reputable option for those seeking modified car insurance in the UK.
The company is known for its excellent customer service and competitive premiums.
Chris Knott Insurance specializes in providing coverage for modified cars, including those with spacers.
Car modifications must be legal to be covered by insurance, and not all insurers provide coverage for modifications.
Other recommended insurance providers for modified cars in the UK include Brentacre, Greenlight, and Adrian Flux.

Customer Satisfaction and Service

Customer satisfaction and service are crucial elements of the insurance industry. Chris Knott Insurance has received positive reviews for its excellent service and competitive premiums. Many customers have praised the company's customer service, competitive premiums, and efficient processing of claims.

Chris Knott Insurance offers excellent customer service, with knowledgeable staff who are helpful and reliable. Customers appreciate the effort made to retain their business and the prompt handling of queries. Many customers have been with Chris Knott for over 20 years, citing trust, reliability, and good value for money.

Efficient claims processing is another reason why customers choose Chris Knott Insurance. The company is praised for its efficiency and timely handling of claims. Whether it be car repairs or replacement, the claims team at Chris Knott works hard to ensure that customers are not left stranded.

In addition to car insurance, Chris Knott also offers modified car insurance, which covers alterations to appearance or performance. Insurers evaluate the risk of modified vehicles based on factors such as theft risk, accident potential, and changes to the car's value.

Aesthetic and performance modifications can be covered, but illegal modifications and excessively loud or unsafe alterations are not insurable. Chris Knott Insurance specializes in providing insurance specifically for modified cars, understanding the unique risk profile and covering both performance and aesthetic modifications.

Overall, Chris Knott Insurance is a reputable option for those seeking car insurance in the UK. The company offers competitive premiums, efficient claims processing, and excellent customer service. Customers appreciate the helpful and knowledgeable staff, as well as the effort made to retain their business.

Positive Customer Reviews

One customer, who had been with Chris Knott for 20 years, stated that they had never had a problem with the company and that they consistently provided good service. This sentiment is echoed by many other customers who have expressed their satisfaction with Chris Knott Insurance.

Customers have praised their competitive premiums and helpful staff who are knowledgeable about modified cars. They appreciate the friendly telephone service and the efficient claims processing. Many customers have remained loyal to Chris Knott Insurance for years and are happy to recommend them to others.

Other insurance companies that have been recommended by customers for insuring modified cars include Brentacre, Adrian Flux, and Greenlight. However, customers emphasize the importance of finding an insurer that not only provides a good price but also offers excellent service and coverage for modifications.

Competitive Pricing

Multiple customers expressed satisfaction with the company's pricing, stating that Chris Knott provided them with a good deal. When choosing an insurance provider for modified cars, it is important to find a balance between affordability and adequate coverage. Chris Knott Insurance, as several customers have highlighted, offers great service and competitive premiums. Their knowledgeable and helpful staff go above and beyond to assist customers, making them a popular choice in the modified car community.

However, it is important to note that other insurance companies also specialize in modified car insurance, such as Brentacre, Greenlight, Sky Insurance, and Adrian Flux. It is advisable to shop around and compare prices, as some providers may offer better deals for specific modifications or circumstances.

It is essential to ensure that any modifications made to the car are legal and compliant with insurance regulations as not all modifications will be covered by insurance. Finding the right insurance provider and policy that suits your specific needs is crucial when insuring a modified vehicle.

Expertise and Knowledge

Customers also appreciated the level of expertise and knowledge that the company's staff displayed. Chris Knott's team has extensive experience providing insurance coverage for modified cars, and they understand the unique risk profile that modified vehicles present. They are dedicated to providing comprehensive coverage for both performance and aesthetic modifications and are helpful in explaining insurance options to customers.

With their expertise and knowledge, Chris Knott offers customized policies that are tailored to the specific needs of each customer, ensuring they have all the coverage necessary for their modified vehicle. This is especially important as not all modifications are legal and may not be covered under insurance. It is crucial to discuss modifications with the Chris Knott team to ensure appropriate coverage and that the modifications comply with regulations.

Specialization in Modified Car Insurance

Chris Knott Insurance specializes in providing modified car insurance, understanding the unique risk profile for owners who have made alterations to their vehicles. They offer comprehensive cover for modifications, including both performance and aesthetic changes, and have a team of experts who are knowledgeable in this area. Other insurance providers that specialize in modified car insurance include Brentacre, Greenlight, Sky Insurance, and Adrian Flux.

It is important to ensure that modifications made to a car are legal and comply with regulations. Some illegal modifications include neon lights, stretched tires, and wrapped headlights, which may not be covered by insurance. However, Chris Knott Insurance can provide guidance on coverage options and assist with insuring modified Japanese imports.

When shopping around for modified car insurance, it is advised to compare prices and find a balance between affordable premiums and suitable coverage for the modifications. Joining a car owners club or forum can also help to secure preferential rates from insurers. The value of a modified car can be determined through agreed value policies, and keeping the car in a garage can help lower the cost of insurance.

Various sources mention Chris Knott Insurance as a reliable option for modified car insurance in the UK. Their service is highly recommended, and they offer competitive premiums and cover for modifications. During the renewal process, they are helpful and provide excellent customer service, making them a top choice for UK car owners who have made modifications to their vehicles.

Comprehensive Coverage Options

When looking for modified car insurance, it is important to find coverage that not only protects the modifications but also provides the same level of coverage as a regular insurance policy. Chris Knott Insurance is a great option for those seeking coverage for their modified cars. They offer both fully comprehensive and third-party fire and theft cover for modified cars, with additional extras available. It's important to note that the cost of modified car insurance can vary and it's recommended to shop around for the best deal.

There are several insurance companies that offer coverage for modified cars. Adrian Flux is known for their expertise in insuring modified vehicles and offers tailored policies that cover a wide range of modifications. Greenlight, Sky Insurance, Brentacre, LVE, and Reis Motorsport are also insurance companies to consider. When considering modifications, it's essential to ensure that they are legal and comply with regulations to be covered by insurance.

At Chris Knott Insurance, customer satisfaction is a top priority. Their efficient claims processing and exceptional customer service make them a popular choice among customers. Their team of helpful and reliable customer service representatives go above and beyond to assist customers. Customers have also appreciated the competitive premiums offered by Chris Knott and their ability to provide cover at a lower premium than existing policies.

Chris Knott specializes in providing insurance specifically for modified cars, understanding the unique risk profile and covering both performance and aesthetic modifications. Customers have also praised the expertise and knowledge displayed by Chris Knott's staff, highlighting their ability to provide comprehensive coverage and their helpfulness in explaining insurance options.

When it comes to finding comprehensive coverage options for modified cars, Chris Knott Insurance is a reputable option to consider. They offer competitive premiums, knowledgeable staff, and specialized coverage options for modified cars.

Legal Considerations for Modifications

It is worth noting that not all modifications are covered by insurance. Modified Car Insurance is specialized insurance for cars that have undergone changes to their appearance or performance. Insurers need to assess the risk of modified vehicles and consider factors such as theft risk, accident possibilities, and changes in value.

Modified Car Insurance covers the same aspects as regular insurance policies, with the added assurance that the modifications made to the car are also covered. The level of coverage can be chosen between fully comprehensive or third party, fire, and theft. Additional extras such as Breakdown Cover and Excess Protection can also be added to the policy.

A modification refers to any change made to a car from its original manufacturer's standard, whether it be in its appearance, feel, or driving capabilities. This includes both performance and aesthetic modifications. Performance modifications can include changes to the exhaust, suspension, alloys, or engine, while aesthetic modifications can involve alterations to the paintwork, upholstery, dashboard, or body kit.

It is crucial to ensure that all modifications made to a car are legal in order for them to be covered by Modified Car Insurance. Certain illegal modifications include very loud exhausts, subwoofers that are considered too loud, spoilers that obstruct the driver's view, and changes to the color or flashing lights of the headlights or rear lights.

Temporary Modified Car Insurance is not usually available as a standalone policy. However, it may be possible to add a temporary vehicle to an existing policy. The minimum age limit for obtaining Modified Car Insurance is 21.

To find affordable Modified Car Insurance, it is recommended to shop around and compare different insurers. It is important to ensure that the level of cover matches the specific modifications made to avoid any issues when making a claim. Joining car owners clubs or forums and keeping the modified car in a garage can help lower insurance costs.

When insuring a modified car, it is possible to choose your own repairer for peace of mind. The value of a modified car can be determined through an agreed value policy, where the insurer and the policyholder agree on a value to be paid out in the event of the car being written off.

In the UK, there are insurance companies that specialize in insuring modified cars, such as Brentacre, Adrian Flux, Chris Knott Insurance, Greenlight, Sky Insurance, and LVE. These companies have experience in dealing with modifications and can provide tailored coverage for modified vehicles.

When modifying a car, it is essential to consider the legal implications and seek appropriate insurance coverage to protect your investment and comply with regulations. Consulting with knowledgeable and experienced insurance providers can help ensure that you have the right level of cover for your modified car.

Expert Guidance for Coverage

Chris Knott Insurance recommends that customers discuss their modifications with their experienced team to ensure that they have the right level of coverage for their modified car. As experts in Modified Car Insurance, Chris Knott Insurance understands the risks associated with modified cars and can provide comprehensive coverage for a range of modifications, including performance and aesthetic alterations. Customers appreciate the personalized approach offered by Chris Knott Insurance, as they take the time to understand each individual vehicle and assess the level of cover required.

It is important to note that all modifications must be legal in order to be covered by Modified Car Insurance. Illegal modifications, such as neon lights or stretched tyres, are not covered. Chris Knott Insurance has a dedicated team that is knowledgeable about legal requirements and can advise customers on the legality of their modifications.

Additional options are available for customers, such as breakdown cover and excess protection, which can offer additional peace of mind. It is advised that customers compare prices when shopping for Modified Car Insurance, but it is important to ensure that the level of cover is adequate for the modifications made to the vehicle. Chris Knott Insurance is known for providing competitive premiums and excellent customer service, making them a popular choice among car enthusiasts.

Joining a car owners club or forum may also help customers find preferential rates for car insurance. These communities often have access to exclusive deals with insurance providers for their members.

Overall, when insuring a modified car, it is essential to seek expert guidance and choose an insurance provider that is knowledgeable and experienced in dealing with modified vehicles. Chris Knott Insurance is a trusted choice among car enthusiasts, providing excellent customer service and comprehensive coverage options for a range of modifications.

Shopping around for the Best Deal

While premiums for modified car insurance can vary depending on the insurer, shopping around and comparing prices is always recommended. One insurer that stands out in the UK market is Chris Knott Insurance, which offers specialized coverage for modified cars. Other insurers to consider include Brentacre, Greenlight, and Adrian Flux.

When informing your insurer of modifications, be sure that they are legal and comply with regulations. Some insurers may not cover illegal modifications, such as excessively loud exhausts or modifications that obstruct visibility. It's important to find a policy that protects all of your modifications and offers the same level of coverage as regular insurance.

Chris Knott offers comprehensive coverage options, including fully comprehensive and third-party fire and theft, as well as extras like breakdown cover and excess protection. They specialize in covering modified cars and have experienced staff who can assist with insuring modified Japanese imports. They are also known for their competitive pricing and great customer service.

To keep costs down, consider joining a car owners club or forum for access to preferential rates. Additionally, keeping your modified car in a garage when possible can lower the risk of theft and help reduce insurance premiums. Remember, when shopping for insurance, it's not just about finding the cheapest policy but also ensuring that you have the right level of cover for your specific modifications.

Additional Benefits and Peace of Mind

Customers can choose their own repairer for their modified car when insured with Chris Knott Insurance, providing peace of mind that their pride and joy will be fixed by a trusted professional. In addition, Chris Knott Insurance offers comprehensive coverage options for both performance and aesthetic modifications, ensuring that all modifications are adequately covered. The company's team of experts in modified car insurance also provides guidance to customers to ensure that they are fully aware of the legal considerations for modifications and can choose appropriate coverage for their unique needs.

For those shopping around for the best deal, Chris Knott Insurance offers competitive pricing, often providing cover at a lower premium than existing policies. The company's specialization in modified car insurance also means that they have in-depth knowledge of the unique risk profile of modified cars and can provide comprehensive coverage options. Customers have praised Chris Knott's services for their expertise and helpfulness in explaining insurance options.

Other insurance providers recommended by customers include Brentacre, Adrian Flux, Sky Insurance, and Greenlight. These companies understand the needs of modified car owners and are willing to offer coverage for a wide range of modifications.

Choosing an insurance provider like Chris Knott Insurance offers additional benefits and peace of mind for car owners, especially those with modified vehicles. The company's focus on customer satisfaction, competitive premiums, and comprehensive coverage options make them a popular choice among UK car enthusiasts.

Conclusion

Ultimately, Chris Knott Insurance is a reputable option for those in the UK seeking modified car insurance. The comprehensive coverage options, competitive pricing, and specialized knowledge make them a top choice for car enthusiasts. Customer satisfaction is high, with positive reviews highlighting the exceptional customer service and efficient claims processing.

When shopping around for the best deal, it is important to consider specialist insurers, such as Adrian Flux and Brentacre, who are also recommended by users for covering modifications and competitive pricing. Greenlight and Sky Insurance are also mentioned as options. However, it is advised to contact insurers directly to discuss specific modifications and obtain accurate quotes.

It is important to ensure that modifications are legal and comply with regulations to be covered by insurance. Customers can rely on the expertise of the Chris Knott team to provide guidance on coverage for modifications. It is also recommended to compare prices and find a balance between affordable premiums and suitable coverage for modifications. Some insurers offer preferential rates for car enthusiasts who are part of owners' clubs or forums.

Additional benefits of choosing Chris Knott Insurance include the ability to choose your own repairer, and the peace of mind that comes with knowing your modified car will be fixed by a trusted professional. Ultimately, the cost of insurance for modified cars may vary depending on factors such as age, no claims history, and the extent of modifications made.