Modified car insurance is an essential coverage for car enthusiasts who have made modifications to their vehicles. These modifications can range from cosmetic changes such as alloy wheels and spoilers to performance enhancements like turbo conversions and engine modifications. Standard car insurance policies may not adequately cover these modifications, which is why specialized modified car insurance policies have become increasingly important. These policies are designed to protect both the car and its modifications, providing peace of mind for owners who have invested time, effort, and money into customizing their vehicles. In this review, we will compare and evaluate some of the top modified car insurance providers in the UK, considering factors such as coverage options, customer service, and affordability. Whether you have a fully modified show car or a subtly upgraded daily driver, finding the right insurance policy is crucial to protect your investment and ensure you can enjoy your modified vehicle with confidence.

Review: Modified Car Insurance by Adrian Flux

Adrian Flux is a renowned provider of modified car insurance, catering specifically to individuals who have made alterations to their vehicles. With a deep understanding of the unique needs and requirements of modified car owners, Adrian Flux offers comprehensive coverage options that go beyond what standard insurance policies typically provide.

One of the standout features of Adrian Flux's modified car insurance is the availability of agreed value policies. This is a crucial aspect for owners of modified cars, as it ensures that both the vehicle and its modifications are adequately protected in the event of a claim. By agreeing on the value of the car and its modifications upfront, owners can have peace of mind knowing that they will be fairly compensated in the event of damage or theft.

Another noteworthy aspect of Adrian Flux's offering is their recognition and appreciation of modifications that other insurance companies may not fully understand or acknowledge. They understand that modified cars are often a labor of love, and their policies are designed to provide coverage for a wide range of modifications, both cosmetic and performance-related. This means that regardless of the extent of the modifications made to your vehicle, you can find a tailored policy that suits your needs.

Adrian Flux also offers various discounts for modified car owners. They provide discounts for limited mileage policies, which can be particularly beneficial for individuals who only use their modified vehicles for specific occasions or events. Additionally, they offer discounts for members of car clubs, recognizing the sense of community and shared passion that often comes with owning a modified car.

In terms of customer service, Adrian Flux has built a reputation for providing excellent support and assistance to their policyholders. Their dedicated team of experts understands the intricacies of modified car insurance and can provide guidance and advice to ensure that you have the right coverage for your unique vehicle. Whether you have questions about specific modifications or need assistance with a claim, the Adrian Flux team is there to help.

Overall, Adrian Flux's modified car insurance is a top choice for car enthusiasts who have customized their vehicles. Their commitment to understanding and appreciating modifications, along with their comprehensive coverage options and excellent customer service, make them a standout provider in this niche market. If you are a proud owner of a modified car and want the peace of mind that comes with knowing your investment is protected, Adrian Flux is definitely worth considering.

Click here to learn more about Adrian Flux's modified car insurance.

Review: Modified Car Insurance by Performance Direct

Performance Direct is a trusted provider of modified car insurance, specializing in offering the best value policies for modified car owners in the UK. With years of experience in the industry, Performance Direct understands the unique needs and requirements of modified car enthusiasts, making them a go-to choice for individuals seeking insurance coverage for their customized vehicles.

One of the standout features of Performance Direct's modified car insurance is the comprehensive coverage options they provide. Their policies go beyond the basics, offering benefits such as a courtesy car, personal effects coverage, medical expenses coverage, and windscreen cover. These additional features ensure that not only the car itself but also the owner and their belongings are protected in the event of an accident or loss.

Performance Direct prides itself on its expertise in the modified car insurance market. They have a deep understanding of the various modifications that car owners make, whether they are extensive alterations or simple upgrades like fitting alloy wheels. This knowledge allows them to tailor insurance coverage to the specific needs of each customer, ensuring that their modified car is adequately protected.

Customer service is another area where Performance Direct excels. Their team of dedicated professionals is known for providing excellent support and assistance to policyholders. Whether you have questions about coverage options, need help with a claim, or require guidance on understanding the terms and conditions of your policy, Performance Direct's customer service team is there to help every step of the way.

When it comes to value for money, Performance Direct stands out in the market. They are committed to offering competitive premiums for modified car insurance, ensuring that owners can protect their vehicles without breaking the bank. Their focus on affordability, coupled with their comprehensive coverage options, makes them a popular choice among modified car enthusiasts.

In conclusion, Performance Direct is a reliable and trusted provider of modified car insurance in the UK. With their years of experience, comprehensive coverage options, and excellent customer service, they have established themselves as a top choice for modified car owners. Whether you have made extensive modifications or have simply fitted alloy wheels, Performance Direct can offer tailored insurance coverage that meets your needs. If you are looking for a value-for-money policy that provides comprehensive protection for your modified car, Performance Direct is definitely worth considering.

Click here to learn more about Performance Direct's modified car insurance.

Review: Modified Car Insurance by Safely Insured

Safely Insured is a reputable provider of modified car insurance, offering specialized coverage for vehicles that have been altered from their factory standard specifications. With a dedicated team of experts well-versed in the technicalities of car modifications, Safely Insured provides tailored policies that ensure proper coverage in the event of any unforeseen incidents.

One of the key advantages of choosing Safely Insured for modified car insurance is their deep understanding of car modifications. Whether you have made subtle enhancements like fitting alloy wheels or have gone for more extravagant modifications like turbo conversions, their knowledgeable team can design a policy that provides the necessary coverage for your specific modifications. This means that you can have peace of mind knowing that your customized vehicle is protected.

Safely Insured also offers various discounts and additional coverage options for modified vehicles. These discounts can help reduce the overall cost of insurance, which is often a concern for modified car owners. Additionally, they provide coverage for additional accessories and modifications, ensuring that all aspects of your customized vehicle are adequately protected.

Customer satisfaction is a top priority for Safely Insured. Their dedicated team of experts is readily available to assist with any queries or concerns you may have regarding your modified car insurance policy. Whether you need guidance on coverage options, assistance with a claim, or simply want to understand the terms and conditions of your policy, Safely Insured's customer service team is there to support you every step of the way.

When it comes to insuring modified cars, Safely Insured understands the importance of providing comprehensive coverage. Their policies are designed to protect both the car and its modifications, ensuring that your investment is safeguarded. Whether you have made modifications for aesthetic purposes or performance enhancements, Safely Insured's modified car insurance can provide the coverage you need.

In conclusion, Safely Insured is a reliable choice for modified car insurance. With their understanding of car modifications, additional coverage options, and commitment to customer satisfaction, they offer a comprehensive solution for owners of customized vehicles. If you are looking for a specialized insurance provider that can protect your modified car, Safely Insured is worth considering.

Click here to learn more about Safely Insured's modified car insurance.

Review: Modified Car Insurance by Brentacre Insurance

Brentacre Insurance is a trusted provider of specialized Modified Car Insurance policies in the UK. With their extensive knowledge and expertise in the modified car industry, they offer comprehensive coverage for all makes and models of modified vehicles.

One of the standout features of Brentacre Insurance's Modified Car Insurance is their ability to provide coverage for a wide range of modifications. Whether you have made cosmetic changes such as fitting alloys or wind deflectors, or have made more substantial mechanical modifications like air-ride or roll cages, Brentacre Insurance understands the unique needs of modified car owners. Their policies are designed to protect both the aesthetics and performance of your customized vehicle.

Another notable aspect of Brentacre Insurance's offering is their competitive quotes and tailored policies. Premiums are calculated based on factors such as the power and value of the vehicle, as well as the driver's profile. This personalized approach ensures that you receive a quote that accurately reflects your specific circumstances. Additionally, they offer benefits such as TPFT (Third Party, Fire, and Theft) and comprehensive coverage, key cover, limited mileage discounts, and agreed values. These features provide peace of mind and ensure that you have the necessary protection for your modified car.

Customer satisfaction is a priority for Brentacre Insurance. Their team of knowledgeable professionals is well-versed in the intricacies of modified cars and can provide expert advice and guidance throughout the insurance process. Whether you have questions about coverage options, need assistance with a claim, or require clarification on policy terms, Brentacre Insurance's customer service team is readily available to assist you.

In terms of value for money, Brentacre Insurance is known for providing competitive quotes for their Modified Car Insurance policies. They understand that owning a modified car can be a significant investment, and their aim is to offer coverage that is both comprehensive and affordable. Whether you have a high-performance modified vehicle or a subtly upgraded car, Brentacre Insurance can provide a policy that meets your needs.

In conclusion, Brentacre Insurance offers a specialized Modified Car Insurance policy that caters to the unique requirements of modified car owners. With their comprehensive coverage options, competitive quotes, and commitment to customer satisfaction, they are a reliable choice for insuring your customized vehicle. If you are seeking tailored coverage that protects both the aesthetics and performance of your modified car, Brentacre Insurance is worth considering.

Click here to learn more about Brentacre Insurance's Modified Car Insurance.

Review: Modified Car Insurance by Keith Michaels

Keith Michaels is an insurance broker that specializes in providing Modified Car Insurance policies tailored to individual needs and preferences. With their expertise in the field, they offer comprehensive coverage for vehicles that have been modified from their original factory edition.

One of the standout features of Keith Michaels' Modified Car Insurance is the inclusion of coverage for modifications. While standard insurance policies may not adequately cover modifications, Keith Michaels understands the importance of protecting the hard work and investment put into modifying a vehicle. Their policies provide the same level of cover as standard policies while also ensuring that any modifications made to the car are adequately protected.

The policy offered by Keith Michaels includes various benefits to enhance the coverage for modified cars. These benefits can include options for courtesy car entitlement, breakdown cover, and windscreen cover, among others. These additional features provide peace of mind and ensure that owners can continue to enjoy their modified vehicles without worry.

One noteworthy aspect of Keith Michaels' offering is their priority claims management. In the unfortunate event of a claim, Keith Michaels understands the importance of efficient and hassle-free claims processing. They strive to provide a smooth claims experience and work diligently to ensure that policyholders receive the support they need during the claims process.

Furthermore, Keith Michaels recognizes the importance of using like-for-like replacement parts following a claim. This ensures that any repairs or replacements are done using parts of similar quality to the original modifications, preserving the integrity and value of the modified vehicle.

Keith Michaels understands that each modified car is unique, and they have specific insurance schemes in place to cover various modifications. This tailored approach allows them to provide coverage that meets the specific needs of each customer, ensuring that their hard work and dedication in modifying the vehicle are protected.

In conclusion, Keith Michaels offers an excellent Modified Car Insurance policy that provides comprehensive coverage for vehicles that have been modified. With their understanding of modifications, enhanced benefits, priority claims management, and tailored insurance schemes, they are a reliable choice for modified car owners. If you are looking for insurance that adequately protects your modified vehicle, Keith Michaels is worth considering.

Click here to learn more about Keith Michaels' Modified Car Insurance.

Review: Modified Car Insurance by Greenlight Insurance

Greenlight Insurance is a trusted provider of Modified Car Insurance, catering specifically to owners of modified cars. With their years of experience in insuring modified vehicles, they understand the unique needs and requirements of modified car owners, making them a reliable choice for tailored insurance coverage.

One of the standout features of Greenlight Insurance's Modified Car Insurance policy is the coverage it provides for non-performance modifications. While many insurance policies may overlook or undervalue non-performance modifications, Greenlight Insurance recognizes their importance and ensures that they are adequately covered. This means that modifications such as cosmetic enhancements or audio upgrades are included in the policy, giving you peace of mind knowing that your customized vehicle is protected.

In the event of a claim, Greenlight Insurance goes the extra mile by offering like-for-like replacement of modified parts. This ensures that any repairs or replacements are done using parts of similar quality to the original modifications, preserving the integrity and value of your modified car.

Greenlight Insurance also offers additional benefits to enhance the coverage for modified cars. These benefits can include a courtesy car to keep you on the road while your car is being repaired, windscreen cover to protect against any damage to your vehicle's glass, and audio cover to safeguard your audio equipment. They also provide discounts for car club members and limited mileage policies, recognizing the passions and specific usage patterns of modified car owners.

With their optional track day cover, Greenlight Insurance understands that many modified car owners enjoy taking their vehicles to the track. This additional coverage ensures that you are protected while participating in track days, providing peace of mind and allowing you to fully enjoy the performance capabilities of your modified car.

Greenlight Insurance has a long history of insuring modified cars, dating back to 1996. This experience has allowed them to develop a deep understanding of the impact modifications can have on a vehicle's performance and value. As a result, they can provide fair premiums and terms that take into account the modifications made to your car.

In conclusion, Greenlight Insurance's Modified Car Insurance is a comprehensive and reliable choice for owners of modified cars. With their coverage for non-performance modifications, like-for-like replacement of modified parts, additional benefits, and experience in insuring modified vehicles, they offer tailored coverage that meets the unique needs of modified car owners. If you are looking for insurance that fully protects and supports your customized vehicle, Greenlight Insurance is worth considering.

Click here to learn more about Greenlight Insurance's Modified Car Insurance.

Review: Modified Car Insurance by Sterling

Sterling offers a comprehensive Modified Car Insurance policy that caters to owners of vehicles that have been updated or modified from their factory standard. With their understanding of the unique needs of modified car owners, Sterling provides coverage that protects both the roadworthiness of the vehicle and the modifications made.

One of the standout features of Sterling's Modified Car Insurance is the coverage it provides for a wide range of modifications. Whether you have made performance enhancements or cosmetic modifications, Sterling offers policies that adequately cover your modified vehicle. This ensures that both the car and its modifications are protected in the event of an accident or theft.

Sterling's Modified Car Insurance policies come with several benefits to enhance the coverage. They offer coverage for any modified vehicle, recognizing that modifications can vary widely and ensuring that all types of modifications are eligible for insurance coverage. Additionally, they provide free cover for cosmetic modifications valued up to £1,500, giving you peace of mind knowing that even small enhancements are protected.

For those planning to take their modified car on European adventures, Sterling's Modified Car Insurance includes European cover for up to 30, 60, or 90 days. This extended coverage allows you to explore new territories with confidence, knowing that you are protected while driving abroad.

Legal protection is another important aspect of Sterling's offering. Their policies include legal protection up to £100,000, which can be crucial in the event of a legal dispute arising from a driving incident. This coverage ensures that you have the necessary support and resources to handle any legal challenges that may arise.

Optional extras like breakdown cover are also available with Sterling's Modified Car Insurance policies. This additional coverage can provide peace of mind, knowing that assistance is just a phone call away in the event of a breakdown or roadside emergency.

With prices starting from £225 per year, Sterling's Modified Car Insurance offers competitive premiums for comprehensive coverage. They understand that modified car owners want affordable insurance options without compromising on the level of protection they receive.

In conclusion, Sterling's Modified Car Insurance is a reliable choice for owners of modified vehicles. With their coverage for a wide range of modifications, benefits such as coverage for any modified vehicle and free cover for cosmetic modifications, European cover, legal protection, and optional extras like breakdown cover, Sterling provides comprehensive coverage that meets the unique needs of modified car owners. If you are looking for insurance that protects both your modified vehicle and its modifications, Sterling is worth considering.

Click here to learn more about Sterling's Modified Car Insurance.

Review: Modified and Custom Vehicle Insurance by A-Plan Insurance

A-Plan Insurance offers a specialized insurance policy known as Modified and Custom Vehicle Insurance, designed specifically to cover cars that have been modified since leaving the factory. This insurance provides coverage not only for standard accidents and injuries but also for the unique modifications made to the vehicle.

One of the standout features of A-Plan Insurance's Modified and Custom Vehicle Insurance is the range of additional benefits it offers. These benefits include limited mileage discounts, which can be particularly advantageous for owners who only use their modified cars for specific occasions or events. Additionally, they provide an agreed value policy, ensuring that the car and its modifications are valued accurately and protected accordingly.

For those who enjoy taking their modified vehicles to the track, A-Plan Insurance offers track day cover as an optional feature. This cover ensures that you are protected while participating in track events, giving you the freedom to enjoy your modified car's performance capabilities with peace of mind.

A-Plan Insurance also understands the importance of comprehensive breakdown cover. Their Modified and Custom Vehicle Insurance includes both UK and European breakdown cover, providing assistance in case of a breakdown or roadside emergency. This feature ensures that you are well-prepared for any unforeseen circumstances, whether you are driving in the UK or exploring European roads.

The insurance policy provided by A-Plan Insurance is tailored to meet the specific needs of modified car owners. They understand that each modification is unique and that owners have invested time, effort, and money into customizing their vehicles. With this in mind, they offer competitive premiums and terms that take into account the modifications made to the car, ensuring that owners receive fair and comprehensive coverage.

In conclusion, A-Plan Insurance's Modified and Custom Vehicle Insurance is a reliable choice for owners of modified cars. With its coverage for modifications, additional benefits such as limited mileage discounts, agreed value policy, track day cover, UK & European breakdown cover, and tailored insurance policies, A-Plan Insurance provides comprehensive coverage that meets the specific needs of modified car owners. If you are looking for insurance that protects both your modified vehicle and its unique modifications, A-Plan Insurance is worth considering.

Click here to learn more about A-Plan Insurance's Modified and Custom Vehicle Insurance.

Review: Modified Car Insurance by Chris Knott Insurance

Chris Knott Insurance offers a specialized Modified Car Insurance policy that provides coverage for cars that have undergone modifications to their appearance or performance. With their highly competitive premiums and knowledgeable team, they are a reliable choice for insuring your modified vehicle.

One of the standout features of Chris Knott Insurance's Modified Car Insurance is their understanding of car modifications. They recognize the unique needs of modified car owners and have a team experienced in dealing with car modifications. This expertise allows them to provide a personal service and impartial advice to ensure that your modified car is adequately protected.

Chris Knott Insurance offers a choice of policies and insurers, allowing you to select the coverage that best suits your needs. This flexibility ensures that you can find a policy tailored to your specific modifications and preferences. Additionally, they provide exclusive discounts for car club and forum members, recognizing the sense of community and shared passion among modified car enthusiasts.

Another noteworthy aspect of Chris Knott Insurance is their commitment to customer satisfaction. They understand the importance of using a preferred local repairer for modified cars and offer the option to choose your preferred repairer. This ensures that repairs and maintenance are done by professionals who understand the intricacies of modified vehicles, giving you peace of mind knowing that your car is in good hands.

In conclusion, Chris Knott Insurance's Modified Car Insurance is a reliable choice for owners of modified cars. With their competitive premiums, knowledgeable team, personal service, choice of policies and insurers, exclusive discounts for car club and forum members, and the option to use a preferred local repairer, they offer comprehensive coverage that meets the unique needs of modified car owners. If you are looking for insurance that understands and protects your modified vehicle, Chris Knott Insurance is worth considering.

Click here to learn more about Chris Knott Insurance's Modified Car Insurance.

Review: Modified Car Insurance by Lancaster Insurance Services

Lancaster Insurance Services offers a specialized Modified Car Insurance policy designed to protect vehicles that have been altered from their original factory specifications. With their comprehensive coverage, they ensure that the unique features and enhancements made to your vehicle are adequately protected.

One of the standout features of Lancaster Insurance's Modified Car Insurance is its coverage for a wide range of modifications. Whether you have made custom paint jobs, performance upgrades, aftermarket parts, or specialized accessories, their policy is designed to cover these modifications. This means that your investment in customizing your vehicle is safeguarded, providing you with peace of mind.

Lancaster Insurance works with a panel of specialist insurers in the modified car market, ensuring that they can provide competitive quotes tailored to your specific needs. This partnership saves you time and effort in searching for the best insurance coverage for your modified car, allowing you to focus on enjoying your vehicle.

In addition to their comprehensive coverage, Lancaster Insurance offers optional benefits to enhance your policy. These benefits can include accidental damage cover, which provides protection in the event of an accident, and breakdown recovery, ensuring that assistance is available in case of a breakdown or roadside emergency. They also offer the option of agreed value, which allows you to agree upon the value of your modified car upfront, ensuring fair compensation in the event of a total loss.

Lancaster Insurance understands the importance of providing reliable customer service. Their team of experts is knowledgeable in the field of modified car insurance and can provide guidance and support throughout the insurance process. Whether you have questions about coverage options, need assistance with a claim, or require advice on how to best protect your modified vehicle, Lancaster Insurance is there to help.

In conclusion, Lancaster Insurance Services' Modified Car Insurance is a reliable choice for owners of modified vehicles. With their coverage for a wide range of modifications, competitive quotes from specialist insurers, optional benefits such as accidental damage cover and breakdown recovery, and a commitment to customer service, they offer comprehensive coverage that meets the unique needs of modified car owners. If you are looking for insurance that protects your customized vehicle, Lancaster Insurance Services is worth considering.

Click here to learn more about Lancaster Insurance Services' Modified Car Insurance.

In conclusion, the top list of modified car insurance providers in the UK offers a range of specialized coverage options for owners of modified vehicles. These providers, including Adrian Flux, Performance Direct, Safely Insured, Brentacre Insurance, Keith Michaels, Greenlight Insurance, Sterling, A-Plan Insurance, Chris Knott Insurance, and Lancaster Insurance Services, understand the unique needs and requirements of modified car owners. They offer comprehensive coverage for both cosmetic and performance modifications, ensuring that your customized vehicle is adequately protected. With features such as agreed value policies, discounts for limited mileage and car club memberships, and excellent customer service, these providers offer peace of mind and value for money. Whether you have made subtle upgrades or extensive modifications to your car, investing in the right modified car insurance policy is crucial to protect your investment and enjoy your customized vehicle with confidence.