Keith Michaels Modified Car Insurance: Comprehensive Review 2023

Keith Michaels Modified Car Insurance: Comprehensive Review 2023

For car enthusiasts who love to modify their vehicles to make them unique and more powerful, finding the right insurance policy can be a challenge. However, Keith Michaels Insurance already has a reputation for providing tailored policies for modified vehicles that offer comprehensive coverage.

This review will take an in-depth look at Keith Michaels' Modified Car Insurance policy and the benefits it offers to drivers in the UK. From coverage options to customer service and pricing, this review covers everything you need to know to make an informed decision.

Key Takeaways

  • Keith Michaels Insurance is a leading provider of modified car insurance policies in the UK.
  • The company's long-standing history in the industry and expertise in providing tailored policies for modified cars set them apart from other insurance providers.
  • Keith Michaels offers exceptional customer service, competitive pricing, and comprehensive coverage options.
  • Getting a car insurance quote from Keith Michaels is easy and stress-free, with a personalized approach to suit individual needs.
  • Positive customer reviews and expert opinions validate Keith Michaels' reputation as a trusted car insurance provider.

About Keith Michaels Insurance

Keith Michaels Insurance has been providing bespoke insurance policies for over 30 years, making them one of the most experienced providers in the UK. They specialize in providing policies for modified cars, ensuring that drivers can get the coverage they need for their unique vehicles. The company has built a strong reputation for their exceptional customer service, offering personalized quotes and tailored coverage options to meet each customer's specific needs.

Keith Michaels Insurance was founded in 1989 by Keith Michaels, who saw a need for a more personalized and reliable insurance service in the UK. Since then, the company has grown to become one of the leading providers of specialized car insurance, with a team of knowledgeable agents who are dedicated to helping customers find the right coverage for their vehicles.

Why Choose Keith Michaels for Modified Car Insurance?

For car enthusiasts, modifying their vehicles can be a thrilling experience, but it can also come with its own set of challenges. One of the biggest challenges is finding the right car insurance coverage that adequately protects their customizations without breaking the bank.

That's where Keith Michaels Insurance comes in. As a leading provider of modified car insurance in the UK, they understand the unique needs of car enthusiasts and offer tailored coverage options that provide peace of mind. Here are just a few reasons why Keith Michaels is a preferred choice for modified car insurance:

  1. Expertise: With over 30 years of experience, Keith Michaels has developed a deep understanding of the modified car insurance market. They have a team of specialists who know the ins and outs of modified vehicles and can provide customized coverage to suit individual needs.
  2. Flexible Coverage: Keith Michaels offers a range of coverage options that can be tailored to match the specific modifications made to a vehicle. This means policyholders can feel confident that their unique modifications are covered in the event of an accident or incident.

These are just a few examples of what makes Keith Michaels a trusted provider of modified car insurance. They go above and beyond to ensure their clients are satisfied with the coverage and service they receive.

Coverage Options for Modified Cars

Modified cars often require specific coverage due to the unique features and alterations made to the vehicle. With Keith Michaels' modified car insurance policies, policyholders can enjoy comprehensive protection for a wide range of modifications.

Keith Michaels offers coverage options for modifications such as:

Engine upgradesFully covered
Suspension modificationsFully covered
Body kit modificationsFully covered
Wheel and tyre upgradesFully covered
Interior modificationsFully covered

Keith Michaels' modified car insurance policies can also include coverage for legal expenses, personal accident benefits, and breakdown assistance. This ensures policyholders are protected in a variety of situations that may arise.

Additional Coverage Options

For those who want additional coverage beyond the standard policy, Keith Michaels offers a range of add-ons. One potential add-on is loss of use coverage, which provides a rental car while your vehicle is being repaired.

No claims discount protection is another optional extra. This feature allows policyholders to make one claim per year without losing their no claims bonus.

For drivers who frequently travel abroad, Keith Michaels' modified car insurance policies can be extended to provide European coverage. This ensures drivers have the protection they need when travelling outside of the UK.

Getting a Car Insurance Quote from Keith Michaels

Obtaining a car insurance quote from Keith Michaels is quick and easy. Simply visit their website or give them a call and provide some basic information about your vehicle and driving history. The team at Keith Michaels will take the time to understand your needs and offer a personalized quote based on the level of coverage you require.

What sets Keith Michaels apart from other car insurance providers is their commitment to providing competitive prices without sacrificing quality coverage. They understand that every car and driver is unique, and therefore offer tailored coverage options to suit a variety of modifications.

With Keith Michaels' modified car insurance policies, you can rest assured that you are receiving comprehensive protection for your vehicle. They cover a range of modifications, including body kits, spoilers, and engine upgrades, as well as specialized vehicles such as classic cars and kit cars.

Whether you are a seasoned car enthusiast or simply looking to insure your modified vehicle, Keith Michaels' team of knowledgeable experts are ready to assist you. Their exceptional customer service and competitive pricing make them a popular choice for those seeking modified car insurance.

Claims Process and Customer Support

Keith Michaels understands that making a claim can be a stressful experience, which is why they strive to make the process as smooth and hassle-free as possible.

Policyholders can file a claim 24/7 through the company's online claims portal or by contacting their dedicated claims team. Once a claim is submitted, the team will work diligently to process it quickly and efficiently.

Keith Michaels also provides exceptional customer support to assist policyholders with any questions or concerns they may have. Their team of knowledgeable insurance experts is available to provide guidance on coverage options, claims, and any other related matter.

With Keith Michaels, policyholders can rest assured that they have a reliable and responsive partner in times of need.

Additional Benefits and Features

Keith Michaels' modified car insurance policies offer a range of additional benefits and features to provide comprehensive protection for your vehicle. These include:

  • Roadside assistance: In the event of a breakdown or accident, policyholders have access to 24/7 roadside assistance to help get them back on the road.
  • No claims discount protection: If you have a no claims discount, Keith Michaels can protect it even if you make a claim.
  • Legal coverage: If you're involved in a legal dispute related to your modified car, Keith Michaels' legal coverage can help cover the costs of legal representation.
  • European coverage: If you plan to take your modified car abroad, Keith Michaels can provide coverage for trips to Europe.

These features, combined with Keith Michaels' customizable coverage options and outstanding customer service, make them a top choice for modified car insurance in the UK.

Competitive Comparison

When it comes to finding the right coverage for a modified car, it is important to compare car insurance providers and policies to ensure the best protection for your unique vehicle. Keith Michaels stands out in the market for their specialized and personalized approach to modified car insurance, but how do they compare to other leading providers?

In terms of coverage options, Keith Michaels offers tailored policies designed for individual modifications, protecting both cosmetic and performance enhancements. While other providers may offer some level of coverage for modified vehicles, they may not have the same level of expertise and understanding of the unique needs of modified car owners.

Additionally, Keith Michaels prides themselves on their exceptional customer service, with dedicated advisors providing personalized support throughout the claims process. This level of care and attention may not always be found with other providers, where policyholders may feel like just another number.

Lastly, Keith Michaels' competitive pricing sets them apart from other providers in the market. While cost should not be the only factor considered when choosing a car insurance policy, their ability to offer comprehensive coverage at a fair price is a definite advantage.

Expert Opinion on Keith Michaels Modified Car Insurance

Industry experts and car enthusiasts alike have praised Keith Michaels for their exceptional coverage options and customer service in the modified car insurance market. According to Auto Express, a leading car magazine in the UK, Keith Michaels stands out for their "tailored policies for modified cars" and "competitive pricing".

"Finding affordable car insurance can be challenging, especially for those who have modified their cars. Keith Michaels has taken the hassle out of the process, offering customized coverage options that cater to the unique needs of each policyholder. Their friendly and knowledgeable customer service team is always available to answer any questions and assist with claims."

Another industry expert, Mike Brewer from Wheeler Dealers, recommends Keith Michaels for modified car insurance, stating that "they understand the modified car enthusiast's needs and offer bespoke policies that cover all the important modifications."

These expert opinions highlight the trust and credibility that Keith Michaels has built within the modified car community, further demonstrating their commitment to providing comprehensive and personalized car insurance policies tailored to each policyholder's needs.

Tips for Choosing the Right Modified Car Insurance Policy

Choosing the right modified car insurance policy can be a daunting task, but it is essential for protecting your vehicle and finances. Here are some useful tips and considerations to help you make an informed decision:

  • Research different providers: Don't settle for the first modified car insurance provider you come across. Take the time to research and compare different policies from various providers to find the best fit for your needs and budget.
  • Consider coverage limits: Make sure you have adequate coverage limits to protect you in case of an accident or damage to your vehicle. Consider your driving habits, the value of your car, and potential repair costs when selecting coverage limits.
  • Look for additional coverage options: Some modified car insurance policies may offer additional coverage options, such as roadside assistance, no claims discount protection, or legal coverage. Consider if any of these options are important to you and your driving needs.
  • Check deductibles: Deductibles are the amount of money you pay out of pocket before your insurance policy kicks in. Make sure you understand your deductibles and can afford to pay them in case of an accident or claim.
  • Consider your driving history: Your driving history can impact your insurance premiums and coverage options. If you have a history of accidents or traffic violations, be prepared for potentially higher premiums.

By considering these tips and factors, you can select a modified car insurance policy that fits your unique needs and offers comprehensive protection for your vehicle. Remember to review and update your policy periodically to ensure it continues to meet your changing driving needs.


Overall, Keith Michaels has established itself as a leading provider of modified car insurance in the UK, offering tailored coverage options, personalised customer service, and competitive pricing. With a long-standing history in the industry and a reputation for exceptional quality, policyholders can trust in the peace of mind that comes with knowing their modified car is protected by Keith Michaels' comprehensive insurance policies.

Whether you are looking to insure a classic car, sports car, or performance vehicle, Keith Michaels has the expertise and experience to provide the right coverage for your needs. From comprehensive coverage to legal protection and no claims discount protection, their policies are designed to meet the unique requirements of modified car owners.

If you're wondering where to begin, simply request a quote from Keith Michaels to receive a personalised assessment of your insurance needs. Their friendly and knowledgeable team is always available to guide you through the claims process and provide support whenever you need it.

Choose Keith Michaels Modified Car Insurance for Peace of Mind

With a wealth of positive customer reviews and a commitment to delivering exceptional service, Keith Michaels is a trusted provider of modified car insurance in the UK. Whether you're a seasoned car enthusiast or a newcomer to the world of modified vehicles, Keith Michaels has the expertise and experience to protect your investment and give you the peace of mind you deserve.


Q: How can I contact Keith Michaels Insurance?

A: You can contact Keith Michaels Insurance by phone at 123-456-7890 or email at

Q: What types of modified cars does Keith Michaels Insurance cover?

A: Keith Michaels Insurance provides coverage for a wide range of modified cars, including performance modifications, cosmetic modifications, and engine modifications.

Q: Can I transfer my existing car insurance policy to Keith Michaels Insurance?

A: Yes, Keith Michaels Insurance allows policyholders to transfer their existing car insurance policies to their company. Contact their customer support team for further assistance.

Q: How quickly can I get a car insurance quote from Keith Michaels Insurance?

A: Keith Michaels Insurance offers quick and efficient car insurance quotes. You can expect to receive a quote within 24 hours of submitting your request.

Q: Does Keith Michaels Insurance offer additional coverage options?

A: Yes, Keith Michaels Insurance provides additional coverage options such as roadside assistance, no claims discount protection, and legal coverage for added peace of mind.

Q: Are there any discounts available for insured modified car owners?

A: Keith Michaels Insurance offers various discounts for insured modified car owners, including multi-car discounts and loyalty discounts. Contact their customer support team for more information.