Owning a modified car is a passion for many car enthusiasts, but finding the right insurance coverage can often be a challenge. With unique modifications and alterations to the factory specifications, standard car insurance policies may not provide adequate coverage for these specialized vehicles. That's where modified car insurance comes in. In this review, we will explore some of the best cheap modified car insurance options available in the UK. These insurance providers understand the needs of modified car owners, offering tailored policies that protect both the vehicle and its unique modifications. Whether you have made performance enhancements or cosmetic changes to your car, these insurance providers have got you covered. So, let's dive in and find the perfect insurance coverage for your modified car.

Modified Car Insurance by Adrian Flux

When it comes to insuring your modified car, Adrian Flux is a name that stands out in the market. With their extensive experience and expertise in providing coverage for modified vehicles, they understand the unique needs of car enthusiasts who have made alterations to their beloved rides. The modified car insurance offered by Adrian Flux is tailored to protect both the vehicle and its unique modifications, ensuring that you have the coverage you need when it matters most.

One of the standout features of Adrian Flux's modified car insurance is their option for agreed value policies. This means that in the event of a total loss or damage to your modified car, you will receive the true value of the vehicle, taking into account the cost of the modifications you have made. This is a crucial aspect for any modified car owner, as standard insurance policies often undervalue the modifications and can leave you out of pocket in the event of a claim. With Adrian Flux, you can have peace of mind knowing that your investment in modifications is properly protected.

In addition to their comprehensive coverage, Adrian Flux also offers a range of optional extras and discounts. They understand that modified car owners may not use their vehicles as their primary mode of transportation, which is why they provide discounts for limited mileage policies. This allows you to tailor your coverage to your specific needs and potentially save money on your premiums. Furthermore, if you are a member of a car club, Adrian Flux offers discounts to recognize and reward your involvement in the car community.

Adrian Flux has been serving the modified car community since 1973. With nearly 50 years of experience, they have developed a deep understanding of the intricacies and challenges faced by modified car owners. Their expertise is reflected in their customer service, which is highly regarded within the industry. They have a dedicated team of specialists who are knowledgeable about modified cars and can provide guidance and support throughout the insurance process.

If you are a proud owner of a modified car and are looking for insurance coverage that truly understands and protects your unique vehicle, Adrian Flux is a fantastic option. Their modified car insurance policies offer tailored coverage, agreed value protection, optional extras, and discounts for limited mileage and car club members. With their extensive experience and commitment to serving the modified car community, you can trust Adrian Flux to provide the coverage you need for your prized possession.

Click here to learn more about Adrian Flux's modified car insurance

Modified Car Insurance by Brentacre Insurance

If you're a proud owner of a modified car and looking for insurance coverage that caters specifically to your needs, Brentacre Insurance has got you covered. With their Modified Car Insurance, they offer comprehensive coverage for all makes and models of modified cars, ensuring that you can hit the road with confidence.

One of the standout features of Brentacre Insurance's Modified Car Insurance is their unique approach to calculating premiums. Unlike traditional insurers who may focus solely on the modifications made to the vehicle, Brentacre takes into consideration factors such as power, value, and the drivers themselves. This means that regardless of the mechanical or cosmetic modifications you have made, you can expect a fair and competitive premium that accurately reflects your unique circumstances.

The coverage provided by Brentacre Insurance for modified cars is extensive. They understand that modified car owners often invest in various enhancements to their vehicles, and they have designed their policy to accommodate a wide range of modifications. Whether you have upgraded your alloys, added wind deflectors, installed an air-ride system, or even have a roll cage or unique seat configuration, Brentacre Insurance will have you covered.

In addition to their comprehensive coverage, Brentacre Insurance offers a range of benefits to their policyholders. This includes options for Third Party, Fire, and Theft (TPFT) coverage, as well as comprehensive coverage. They also provide additional benefits such as key cover, consideration for engine swaps, limited mileage discounts, and the option for agreed values. These features allow you to tailor your policy to your specific needs and ensure that you have the protection you require for your modified car.

Brentacre Insurance specializes in providing competitive quotes and a flexible policy for modified cars. They understand the passion and dedication that goes into owning a modified vehicle and strive to offer the best possible coverage for their customers. With their expertise and commitment to serving the modified car community, you can trust Brentacre Insurance to provide you with the peace of mind you need when it comes to insuring your beloved ride.

If you're in the market for modified car insurance that takes into account your unique modifications and offers a flexible policy that suits your needs, Brentacre Insurance is an excellent choice. Their Modified Car Insurance covers all makes and models of modified cars, with premiums calculated based on power, value, and the drivers themselves. With an extensive range of coverage for various modifications and a host of benefits, Brentacre Insurance is dedicated to providing competitive quotes and comprehensive coverage for modified car owners.

Click here to learn more about Brentacre Insurance's Modified Car Insurance

Modified Car Insurance by Performance Direct

When it comes to insuring your modified car, Performance Direct is a specialist provider that stands out in the market. With their years of experience in saving modified car owners money and finding the best value policies, they understand the unique needs of car enthusiasts who have made changes to their vehicles.

Performance Direct offers insurance coverage for a wide range of modifications, whether you have made simple enhancements or extensive changes to your car. They cater to various categories of drivers, including young drivers and those with convictions, ensuring that they can provide coverage for a diverse range of customers.

One of the standout features of Performance Direct's Modified Car Insurance is the comprehensive benefits they offer. These benefits include a courtesy car in the event of an accident or repair, protection for personal effects inside the vehicle, coverage for medical expenses, foreign use cover for those planning to take their modified car abroad, windscreen cover, and the convenience of a UK call center for any queries or assistance.

Performance Direct also understands the importance of protecting your no claims bonus. With their protected no claims bonus feature, you can maintain your hard-earned discount even in the event of a claim. This is a valuable benefit for modified car owners who want to ensure that their premiums remain affordable.

In addition to the aforementioned benefits, Performance Direct offers legal expenses coverage, providing you with financial protection in case of any legal disputes related to your modified car. Furthermore, they provide breakdown cover, giving you peace of mind knowing that assistance is just a phone call away if you encounter any mechanical issues while on the road.

Whether you have a modified car for performance or aesthetic purposes, Performance Direct's Modified Car Insurance is designed to cater to your specific needs. Their years of experience, competitive pricing, and comprehensive benefits make them a reliable choice for modified car owners.

If you're looking for insurance coverage that understands and accommodates your modified car, Performance Direct is a fantastic option. Their Modified Car Insurance offers specialist coverage, competitive pricing, and a host of benefits including a courtesy car, protection for personal effects, medical expenses coverage, foreign use cover, windscreen cover, a UK call center, protected no claims bonus, legal expenses coverage, and breakdown cover.

Click here to learn more about Performance Direct's Modified Car Insurance

Modified Car Insurance by Keith Michaels

If you're a car enthusiast who has poured time, effort, and resources into modifying your vehicle, it's crucial to have insurance coverage that understands and caters to the unique needs of modified car owners. That's where Modified Car Insurance by Keith Michaels comes in. With their specialized policies, they ensure that your modified car is protected, no matter the extent of the modifications.

Keith Michaels, a reputable insurance broker with over 30 years of experience in the field, understands the passion and care that goes into modifying a car. Their Modified Car Insurance policies are designed to provide comprehensive coverage at competitive prices, giving you the peace of mind you need when hitting the road with your modified ride.

One of the standout features of Keith Michaels' Modified Car Insurance is their tailored policies. They understand that every modified car is unique, with different modifications and enhancements. Their policies take into account your specific modifications, whether it's suspension upgrades, engine modifications, or visual enhancements, to ensure that you have the coverage you need for your modified car.

In the unfortunate event of a claim, Keith Michaels goes the extra mile by offering options for like-for-like replacement of modified parts. This means that if any modified part of your car is damaged or stolen, they will work to replace it with an equivalent or similar modified part, allowing you to restore your car to its former glory.

Keith Michaels' expertise in the field of modified car insurance is evident in their comprehensive coverage and commitment to providing competitive prices. Their policies are tailored to meet the unique needs of modified car owners, ensuring that your investment in modifications is properly protected.

If you're in search of cheap modified car insurance that offers comprehensive coverage and understands the intricacies of modified vehicles, Keith Michaels is a trusted choice. With their years of experience, specialized policies, and options for like-for-like replacement of modified parts, they provide the coverage you need for your modified car.

Click here to learn more about Keith Michaels' Modified Car Insurance

Modified Car Insurance by Greenlight Insurance

When it comes to insuring your modified car, it's important to have coverage that recognizes and protects the unique modifications you have made. That's where Modified Car Insurance by Greenlight Insurance comes in. With their specialized policies, they understand the passion and dedication that goes into modifying a car and provide comprehensive coverage tailored to your specific needs.

Greenlight Insurance offers coverage for both performance and non-performance modifications. Whether you have upgraded the engine for increased horsepower, added aftermarket body kits, or installed audio enhancements, their Modified Car Insurance is designed to protect your investment and ensure that your modifications are properly covered.

One of the standout features of Greenlight Insurance's Modified Car Insurance is their commitment to providing benefits that cater to the needs of modified car owners. In the event of a claim, they offer like-for-like replacement of modified parts, ensuring that you can restore your car to its modified state. They also provide a courtesy car, so you can stay on the road while your car is being repaired. Additionally, their policy includes windscreen cover and audio cover, offering protection for these specific modifications.

Greenlight Insurance understands the importance of community and recognition within the modified car community. They offer car club discounts, recognizing the involvement and dedication of car club members. They also provide limited mileage discounts for those who do not use their modified cars as their primary mode of transportation. These discounts can help you save money on your premiums while still maintaining the coverage you need.

In addition to their comprehensive coverage and benefits, Greenlight Insurance offers optional track day cover for those who like to take their modified cars to the track. This additional coverage ensures that you are protected during high-performance events. They also provide loyalty discounts to reward their customers for their continued trust and support.

By choosing a modified car insurance provider like Greenlight Insurance, you can have peace of mind knowing that your modifications are properly covered and that your insurance policy remains valid. With their specialized coverage, like-for-like replacement of modified parts, a range of benefits including courtesy car, windscreen cover, audio cover, car club discounts, limited mileage discounts, legal cover, optional track day cover, and loyalty discounts, Greenlight Insurance is a trusted choice for modified car owners.

Click here to learn more about Greenlight Insurance's Modified Car Insurance

Modified Car Insurance by Safely Insured

When it comes to insuring your modified car, it's essential to have a specialized insurance policy that understands and caters to the unique needs of modified vehicles. Safely Insured offers Modified Car Insurance designed specifically for vehicles that have been altered from their factory standard specifications.

Safely Insured understands that modified cars can come in all shapes and sizes, with various enhancements ranging from alloy wheels and spoilers to more extravagant changes like turbo conversions. Their dedicated team of experts is well-equipped to design a specialist motor insurance policy that provides the coverage you need in the event of any unforeseen incidents.

It's important to note that premiums for modified car insurance are typically higher compared to standard car insurance. This is due to several factors, including the increased value of modified vehicles, the higher risk associated with driving modified cars, the higher theft risk, and the potential difficulty in finding replacement parts. However, with Safely Insured, you can have peace of mind knowing that your modified car is properly protected.

Safely Insured offers various discounts and additional features to make their Modified Car Insurance more accessible and beneficial for customers. They provide introductory discounts to help you save on your initial premiums. If you are a member of an affiliated car club, you can also enjoy exclusive discounts as a recognition of your involvement in the car community. Additionally, Safely Insured offers limited mileage discounts, which can be particularly advantageous if you only use your modified car sparingly. To further enhance your coverage, they also provide breakdown cover, ensuring that you have assistance whenever you need it.

With their expertise in modified car insurance and their commitment to providing tailored coverage, Safely Insured is a reliable choice for insuring your modified vehicle. They understand the intricacies and risks associated with modified cars, and their specialized policies are designed to address those specific needs.

If you own a modified car and are looking for insurance coverage that recognizes and protects the unique modifications you have made, Safely Insured is an excellent option. With their dedicated team of experts, various discounts, and additional features such as introductory discounts, car club member discounts, limited mileage discounts, and breakdown cover, Safely Insured ensures that your modified car is properly insured.

Click here to learn more about Safely Insured's Modified Car Insurance

Modified Car Insurance by Sterling Insurance

If you're the owner of a modified vehicle and in need of insurance coverage that recognizes and protects the unique modifications you have made, Sterling Insurance has got you covered. With their Modified Car Insurance, they provide specialized coverage for a wide range of modified vehicles, whether it's a modified classic or a more recent model with unique enhancements.

Sterling Insurance understands that modified cars come in various forms, and their policies are designed to accommodate any modified vehicle, including modified classics. They provide coverage for cosmetic modifications valued up to £1,500, ensuring that your unique aesthetic enhancements are properly protected.

One of the standout features of Sterling Insurance's Modified Car Insurance is their commitment to offering additional benefits to their policyholders. Their policies include European cover, which can be particularly beneficial if you plan to take your modified car on trips abroad. They also provide legal protection, giving you peace of mind knowing that you have the necessary legal support in case of any disputes or incidents.

Sterling Insurance also offers optional extras to enhance your coverage. One such extra is breakdown cover, which can provide assistance in the event of mechanical issues while on the road. This optional feature can be a valuable addition, ensuring that you are not left stranded if your modified car encounters any problems.

With prices starting from £225 per year, Sterling Insurance offers competitive pricing for their Modified Car Insurance. They understand the unique needs of modified car owners and strive to provide affordable coverage that recognizes and protects the investments made in modifying their vehicles.

If you're in search of insurance coverage for your modified vehicle, Sterling Insurance is a reliable choice. With their specialized Modified Car Insurance, they cater to a wide range of modified vehicles, including modified classics. Their coverage for cosmetic modifications, additional benefits such as European cover and legal protection, and optional extras like breakdown cover make them a comprehensive option for insuring your modified car.

Click here to learn more about Sterling Insurance's Modified Car Insurance

Modified and Custom Vehicle Insurance by A-Plan

If you're a car enthusiast who has gone above and beyond to modify and customize your vehicle, it's important to have insurance coverage that recognizes and protects your unique modifications. That's where Modified and Custom Vehicle Insurance by A-Plan comes in. This specialist insurance policy is designed to cover cars that have been modified since leaving the factory, ensuring that your investment in customization is properly protected.

One of the standout features of Modified and Custom Vehicle Insurance by A-Plan is its comprehensive coverage. This insurance policy not only covers the standard risks associated with driving but also takes into account the modifications made to your car. Whether you have upgraded the engine, added body kits, or made other performance enhancements, A-Plan's insurance policy is tailored to address the technical aspects of vehicle modifications.

A-Plan understands that modified car owners may not use their vehicles as their primary mode of transportation. To cater to this, they offer limited mileage discounts, allowing you to save on premiums if you drive your modified car less frequently. This feature recognizes that your modified car may be more of a showpiece or a weekend vehicle, rather than a daily driver.

Another valuable feature offered by A-Plan is agreed value coverage. This means that in the event of a total loss or damage to your modified car, you will receive a payout based on the agreed value of the vehicle. This ensures that you are properly compensated for the modifications and enhancements you have made, rather than being limited to the standard market value of the car.

A-Plan also understands the passion and enthusiasm that modified car owners have for their vehicles. Their insurance policy includes optional extras such as track day cover, allowing you to take your modified car to the track with peace of mind. Additionally, they provide UK and European breakdown cover, ensuring that you have assistance whenever and wherever you need it.

With competitive premiums tailored to individual requirements, Modified and Custom Vehicle Insurance by A-Plan is a reliable choice for insuring your modified car. They understand the unique needs of modified car owners and are committed to providing comprehensive coverage that recognizes and protects your customizations.

If you're a car enthusiast who has customized your vehicle to make it truly unique, A-Plan's Modified and Custom Vehicle Insurance is a perfect fit. With its comprehensive coverage, limited mileage discounts, agreed value, track day cover, UK and European breakdown cover, and competitive premiums, A-Plan ensures that your modified car is properly insured.

Click here to learn more about A-Plan's Modified and Custom Vehicle Insurance

Modified Car Insurance by Chris Knott Insurance

If you're a car enthusiast who has put time, effort, and resources into modifying your vehicle, it's crucial to have insurance coverage that recognizes and protects the unique modifications you have made. That's where Modified Car Insurance by Chris Knott Insurance comes in. With their specialized policies, they provide comprehensive coverage for cars that have been modified in terms of appearance or performance.

Chris Knott Insurance understands the passion and dedication that goes into modifying a car. Their Modified Car Insurance offers the same coverage as regular insurance policies while ensuring that the extra modifications made to your vehicle are properly covered. This means that whether you have added visual enhancements or made performance upgrades, you can have peace of mind knowing that your modifications are protected.

One of the standout features of Chris Knott Insurance's Modified Car Insurance is their highly competitive premiums. They understand that modified car owners often face higher insurance costs due to the increased value and risk associated with modified vehicles. However, Chris Knott Insurance aims to provide affordable coverage without compromising on the level of protection.

With their knowledgeable and experienced team, Chris Knott Insurance offers a personal service and impartial advice to their customers. They understand the intricacies of car modifications and can provide guidance throughout the insurance process. They also offer exclusive discounts for car club and forum members, recognizing and rewarding the involvement of car enthusiasts in the community.

Customers of Chris Knott Insurance have the flexibility to choose from a range of policies and insurers. This allows you to find the coverage that best suits your needs and preferences. Moreover, they give you the option to use your preferred local repairer, ensuring convenience and peace of mind in case of any repairs needed.

If you're a car enthusiast with a modified vehicle, Chris Knott Insurance is a reliable choice for your insurance needs. Their Modified Car Insurance provides comprehensive coverage for modified vehicles, competitive premiums, a knowledgeable team, exclusive discounts for car club and forum members, and the flexibility to choose policies and insurers.

Click here to get a Modified Car Insurance quote from Chris Knott Insurance and protect your modified vehicle.

Modified Car Insurance by Lancaster Insurance Services

If you're the proud owner of a modified car, it's crucial to have insurance coverage that recognizes and protects the unique alterations you have made. That's where Modified Car Insurance by Lancaster Insurance Services comes in. Their specialized coverage is designed to protect vehicles that have been altered from their original factory specifications.

Lancaster Insurance Services understands the unique risks associated with owning a modified car. From the increased likelihood of theft to the higher repair costs due to custom parts, owning a modified car can present its own set of challenges. Their Modified Car Insurance takes these factors into consideration, ensuring that you have the coverage you need to protect your investment.

One of the standout features of Lancaster Insurance Services' Modified Car Insurance is the coverage it provides for a wide range of modifications. Whether you have customized your car with a unique paint job, made performance upgrades, added aftermarket parts, or installed specialized accessories, their insurance policy is designed to cover these modifications. This means that your customizations are protected, and you can have peace of mind knowing that your modified car is properly insured.

Lancaster Insurance Services works with a panel of specialist insurers in the modified car market. This allows them to save you time and money by finding the best coverage options for your specific needs. Their expertise in the modified car market ensures that you get the tailored coverage you require, without the hassle of searching through multiple insurers.

Additionally, Lancaster Insurance Services offers optional benefits to enhance your coverage. These benefits include accidental damage cover, providing protection in case of any unforeseen incidents, breakdown recovery to ensure assistance in case of mechanical issues, and the option for agreed value, which ensures that you receive the true value of your modified car in the event of a total loss.

When it comes to insuring your modified car, Lancaster Insurance Services is a trusted choice. With their specialized Modified Car Insurance, coverage for a wide range of modifications, access to a panel of specialist insurers, and optional benefits like accidental damage cover, breakdown recovery, and agreed value, they provide the comprehensive coverage you need for your modified vehicle.

Click here to learn more about Lancaster Insurance Services' Modified Car Insurance and protect your modified car investment.

In conclusion, when it comes to insuring your modified car, it is essential to have coverage that understands and protects the unique modifications you have made. The top list of modified car insurance providers showcased in this review offers specialized policies that cater to the needs of modified car owners. These insurance providers recognize the passion and dedication that goes into modifying a car and provide comprehensive coverage tailored to individual requirements. Whether you have made performance enhancements or cosmetic changes to your car, these insurance providers offer tailored policies, agreed value protection, optional extras, and discounts to ensure that your modified car is properly insured. With their expertise, competitive pricing, and commitment to serving the modified car community, these insurance providers are trusted choices for insuring your modified vehicle.